Kenton County property record for 3610 Caroline St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 1926 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,000 (Feb 2005) |
| Tax Bill | $1,590 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-14-08-015.00 |
| Primary APN | 056-14-08-015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,551 sqft Finished Area |
| Gross Area | 1,671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3610 CAROLINE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OWENS LOT 6 |
| Legal Subdivision | OWENS |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 61300 |
3610 Caroline St is owned and occupied by an individual who bought it in February 2005.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3610 CAROLINE ST, COVINGTON, KY 41015-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2005 · Amount on File |
| Deed Sale | Feb 16, 2005 · Amount on File |
| Prior Sale | Dec 1, 2004 · Amount on File |
| Deed Document Number | 200502 16 059 00087 |
| Deed Book / Page | 2500 / 198 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3610 Caroline St was $1,590.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,800 (+34%) Land $15,000 Building $145,800 | $160,800 (+34%) Land $15,000 Building $145,800 | |
| 2025 | $1,590.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
| 2023 | $1,598.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3610 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3610 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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