3610 Park Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3610 Park Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,647 sqft · built 1899
Lot Size0.071 acres (3,121 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Sep 2026)
Tax Bill$1,945 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN056-31-15-007.00

Property Details

APN / Parcel Number

Primary APN056-31-15-007.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,647 sqft Finished Area

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area3,121 sqft (0.071 acres)
Lot Dimensions125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3610 PARK AVE
CityCOVINGTON
StateKY
Zip41015-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLS N 1/2 LOT 6 25'X 125' IRREG
Legal SubdivisionMILLS
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1000
Census Tract61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3610 PARK AVE, COVINGTON, KY 41015-1520
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · FHA Mortgage
HOME MORTGAGE CORPORATION
Jun 2, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleJun 2, 2022 · Amount on Record
Deed Document Number202620369
Deed Book / Page493 / 691
Prior Transfer DateMay 31, 2022
Prior Transfer Doc0005900164
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 4, 2026
Property Address3610 PARK AVE, COVINGTON, KY 41015-1520
Document Number0000020369
Book / Page493 / 691
Instrument DateSep 2, 2026
Instrument202620369
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$21,210.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 PARK AVE, COVINGTON, KY 41015-1520

Mortgage

Document Number0000020370,
DateSep 4, 2026
Instrument2026090420370
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000020371,
DateSep 4, 2026
Book Page493/716
Instrument202620371
Lender
NameKENTUCKY HOUSING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2041
Interest
Max Rate-1%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJun 2, 2022
Property Address3610 PARK AVE, COVINGTON, KY 41015-1520
Document Number0005900164
Book / Page168 / 871
Instrument DateMay 31, 2022
Instrument22060205900164
Transaction TypeTransfer
Record UpdatedJun 13, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3625 PARK AVE, 3625, COVINGTON, KY 41015-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address3625 PARK AVE, COVINGTON, KY 41015-1519

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,800 (-) Land $15,000 Building $131,800$146,800 (-) Land $15,000 Building $131,800
2025$1,945.00 (-0.51%)$146,800 (-) Land $10,000 Building $136,800$146,800 (-) Land $10,000 Building $136,800
2023$1,955.00$146,800 Land $10,000 Building $136,800$146,800 Land $10,000 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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