3617 Park Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3617 Park Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 1906
Lot Size0.186 acres (8,113 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Feb 2022)
Tax Bill$3,312 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-32-13-007.00

Property Details

APN / Parcel Number

Primary APN056-32-13-007.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,814 sqft Finished Area
Gross Area1,934 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area8,113 sqft (0.186 acres)
Lot Dimensions162 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3617 PARK AVE
CityCOVINGTON
StateKY
Zip41015-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLS LOT 33 50'X 162.25' IRR WS PARK AVE
Legal SubdivisionMILLS
Legal Lot Number33
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1012
Census Tract61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3617 Park Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3617 PARK AVE, COVINGTON, KY 41015-1519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2025Deed of Trust, Mortgage · Line of Credit
CINFED CU
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Oct 11, 2021Warranty Deed, Transfer
SPRINGDALE TITLE LLC
Oct 10, 2017Quit Claim Deed, Transfer · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2022 · Amount on File
Deed SaleFeb 15, 2022 · Amount on File
Prior SaleOct 11, 2021 · Amount on File
Deed Document Number2022114
Deed Book / Page148 / 256
Prior Transfer DateMay 22, 2017
Prior Transfer Doc0005900072
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3617 PARK AVE, COVINGTON, KY 41015-1519
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3617 PARK AVE, COVINGTON, KY 41015-1519

Mortgage

Document Number0005900001
DateJul 8, 2025
Book PageKCM 665/946
Instrument25070805900001
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2022
Property Address3617 PARK AVE, COVINGTON, KY 41015-1519
Document Number0005900114
Book / Page148 / 256
Instrument DateFeb 11, 2022
Instrument22021505900114
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2821 ASHLAND AVE, COVINGTON, KY 41015-1014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3617 PARK AVE, COVINGTON, KY 41015-1519
InvestorPossibly a Property Investor

Mortgage

Document Number0005900115
DateFeb 15, 2022
Instrument22021505900115
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 11, 2021
Property Address3617 PARK AVE, COVINGTON, KY 41015-1519
Document Number0005900181
Book / Page122 / 754
Instrument DateSep 24, 2021
Instrument21101105900181
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 WARD STRASSE # 138, 100, LEAVENWORTH, WA 98826-3002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 ASHLAND AVE, COVINGTON, KY 41015-1014

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateOct 10, 2017
Property Address3617 PARK AVE, COVINGTON, KY 41015-1519
Document Number0000000072
Book / Page0C6268 / 000001
Instrument DateMay 22, 2017
Instrument72
Transaction TypeTransfer
Record UpdatedDec 11, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3617 PARK AVE COVINGTON KY 410151519, COVINGTON, KY 41015-1519

Mortgage

Document Number76
DateOct 10, 2017
Book Page0C6268/000006
Instrument76
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueOct 9, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3617 Park Ave was $3,312.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,000 (-) Land $15,000 Building $235,000$250,000 (-) Land $15,000 Building $235,000
2025$3,312.00$250,000 Land $10,000 Building $240,000$250,000 Land $10,000 Building $240,000
2023$3,330.00$250,000 Land $10,000 Building $240,000$250,000 Land $10,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3617 Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 3617 Park Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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