3606 Park Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3606 Park Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1899
Lot Size0.071 acres (3,125 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Jan 2022)
Tax Bill$1,853 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN056-31-15-005.00

Property Details

APN / Parcel Number

Primary APN056-31-15-005.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,340 sqft Finished Area
Gross Area1,502 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialMetal
Lot Area3,125 sqft (0.071 acres)
Lot Dimensions125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3606 PARK AVE
CityCOVINGTON
StateKY
Zip41015-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLS N 24' LOT 5 & S 1' LOT 4 25'X 125' IRREG 25' ES PARK 76' N JEFFERSON
Legal SubdivisionMILLS
Legal Lot Number4,5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1000
Census Tract61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3606 PARK AVE, COVINGTON, KY 41015-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage
CITY OF COVINGTON
Jan 24, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO
Apr 9, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
Sep 25, 2017Warranty Deed, Transfer
May 12, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleApr 9, 2018 · Amount on Record
Deed Document Number2022248
Deed Book / Page144 / 433
Prior Transfer DateJan 20, 2022
Prior Transfer Doc0005900248
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3606 PARK AVE, COVINGTON, KY 41015-1520
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900044
DateMar 23, 2022
Book Page351/428
Instrument22032305900044
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term58 Months
DueJan 13, 2027

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 24, 2022
Property Address3606 PARK AVE, COVINGTON, KY 41015-1520
Document Number0005900248
Book / Page144 / 433
Instrument DateJan 20, 2022
Instrument22012405900248
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3617 PARK AVE, COVINGTON, KY 41015-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address3606 PARK AVE, COVINGTON, KY 41015-1520

Mortgage

Document Number0005900249
DateJan 24, 2022
Instrument22012405900249
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 9, 2018
Property Address3606 PARK AVE, COVINGTON, KY 41015-1520
Document Number0000000189
Book / Page0C6386 / 000183
Instrument DateMar 29, 2018
Instrument189
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3606 PARK AVE COVINGTON KY 410151520, COVINGTON, KY 41015-1520

Mortgage

Document Number192
DateApr 9, 2018
Book PageORI638/000187
Instrument192
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 8, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 25, 2017
Property Address3606 PARK AVE, COVINGTON, KY 41015-1520
Document Number0000000147
Book / Page0C6254 / 000350
Instrument DateSep 25, 2017
Instrument147
Transaction TypeTransfer
Record UpdatedOct 13, 2017

Transaction

AmountAmount Recorded
Tax$36.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6892 GLEN ARBOR DR FLORENCE KY 410427008, FLORENCE, KY 41042-7008

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateMay 12, 2017
Property Address3606 PARK AVE, COVINGTON, KY 41015-1520
Document Number0000000167
Book / Page0C6157 / 000275
Instrument DateJan 12, 2017
Instrument167
Transaction TypeForeclosure
Record UpdatedMay 22, 2017

Transaction

AmountAmount Recorded
Tax$41.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9203 SMYRNA PKWY LOUISVILLE KY 402291415, LOUISVILLE, KY 40229-1415

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,900 (-) Land $15,000 Building $124,900$139,900 (-) Land $15,000 Building $124,900
2025$1,853.00 (-0.54%)$139,900 (-) Land $10,000 Building $129,900$139,900 (-) Land $10,000 Building $129,900
2023$1,863.00$139,900 Land $10,000 Building $129,900$139,900 Land $10,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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