3610 Cobbert Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3610 Cobbert Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1980
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Nov 2018)
Tax Bill	$19,152 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`654-51-072`

Property Details

APN / Parcel Number

Primary APN	`654-51-072`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3610 COBBERT DR
City	SAN JOSE
State	CA
Zip	95148-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 6173 LOT 370
Legal Subdivision	TRACT NO 6173
Legal Tract	6173
Legal Lot Number	370
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503313

Owner

3610 Cobbert Dr is owner-occupied and held in a trust since November 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 7, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Nov 7, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 26, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Mar 19, 1996 · Amount on File
Deed Document Number	201824057551
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0024057550
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0025099288
Date	Sep 14, 2021
Instrument	25099288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024166974
Date	Apr 29, 2019
Instrument	24166974

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0024612900
Date	Sep 14, 2020
Instrument	24612900

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2018
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Document Number	0024057550
Instrument Date	Nov 7, 2018
Instrument	24057550
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 CLOVERHILL DR SAN JOSE CA 951201514, SAN JOSE, CA 95120-1514

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2018
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Document Number	0024057551
Map Reference	MB436 PG17-19
Instrument Date	Nov 2, 2018
Instrument	24057551
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0024057552
Date	Nov 7, 2018
Instrument	24057552

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Document Number	0023691938
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3610 COBBERT DR SAN JOSE CA 951483108, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0023691938
Date	Jul 7, 2017
Instrument	23691938

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3610 COBBERT DR, SAN JOSE, CA 95148-3108
Document Number	0023549023
Instrument Date	Dec 26, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3610 COBBERT DR SAN JOSE CA 951483108, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0023549023
Date	Jan 3, 2017
Instrument	23549023

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3610 Cobbert Dr was $19,152 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,365,387 (+2%) Land $1,080,934 Building $284,453
2025	$19,152.00 Homeowner's exemption	$1,338,616 Land $1,059,740 Building $278,876
2023	$18,525.00 (+1.8%) Homeowner's exemption	$1,286,638 Land $1,018,590 Building $268,048
2022	$18,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3610 Cobbert Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3610 Cobbert Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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