3609 Cobbert Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3609 Cobbert Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1980
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2002)
Tax Bill	$12,792 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`654-51-066`

Property Details

APN / Parcel Number

Primary APN	`654-51-066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	968 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3609 COBBERT DR
City	SAN JOSE
State	CA
Zip	95148-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 6173 LOT 299
Legal Subdivision	6173 CLAREMONT UN #4
Legal Tract	6173
Legal Lot Number	299
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503313

Owner

3609 Cobbert Dr is owned and occupied by two individuals who bought it in March 2002.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 COBBERT DR, SAN JOSE, CA 95148-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Aug 3, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2002 · Amount on File
Deed Sale	Mar 19, 2002 · Amount on File
Prior Sale	Sep 27, 1999 · Amount on File
Deed Document Number	200216164390
Prior Transfer Date	Mar 11, 2002
Prior Transfer Doc	0016164390
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3609 COBBERT DR, SAN JOSE, CA 95148-3105
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 COBBERT DR, SAN JOSE, CA 95148-3105

Mortgage

Document Number	0024992968
Date	Jun 11, 2021
Instrument	24992968

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2017
Property Address	3609 COBBERT DR, SAN JOSE, CA 95148-3105
Document Number	0023718155
Instrument Date	Jul 26, 2017
Instrument	23718155
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3609 COBBERT DR SAN JOSE CA 951483105, SAN JOSE, CA 95148-3105

Mortgage

Document Number	23718156
Date	Aug 3, 2017
Instrument	23718156

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Cobbert Dr was $12,792.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$896,556 (+2%) Land $354,102 Building $542,454
2025	$12,792.00	$878,977 Land $347,159 Building $531,818
2023	$12,353.00 (+0.43%)	$844,847 Land $333,679 Building $511,168
2022	$12,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3609 Cobbert Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Cobbert Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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