3606 Cobbert Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3606 Cobbert Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1980
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Feb 2015)
Tax Bill	$14,653 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`654-51-070`

Property Details

APN / Parcel Number

Primary APN	`654-51-070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	968 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3606 COBBERT DR
City	SAN JOSE
State	CA
Zip	95148-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 6173 LOT 372
Legal Subdivision	TRACT NO 6173
Legal Tract	6173
Legal Lot Number	372
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503313

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3606 COBBERT DR, SAN JOSE, CA 95148-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage R M K FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	201522850177
Prior Transfer Date	Oct 8, 2002
Prior Transfer Doc	0016542981
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3606 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 COBBERT DR, SAN JOSE, CA 95148-3108

Mortgage

Document Number	0025212848
Date	Jan 6, 2022
Instrument	25212848

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	164 Months
Due	Sep 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3606 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023677518
Date	Jun 19, 2017
Instrument	23677518

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3606 COBBERT DR, SAN JOSE, CA 95148-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024478390
Date	May 13, 2020
Instrument	24478390

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,054,250 (+2%) Land $632,551 Building $421,699
2025	$14,653.00 (+3.47%) Homeowner's exemption	$1,033,580 (+4.04%) Land $620,149 Building $413,431
2023	$14,162.00 (+0.43%) Homeowner's exemption	$993,447 Land $596,069 Building $397,378
2022	$14,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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