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361 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 361 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,863 sqft Living Area
Lot Size10,258 sqft (0.236 acres)
GarageAttached, 484 sqft
OccupancyOwner Occupied
Last Sale$400,000 (2022)

Property Details

APN / Parcel Number

Primary APN27-29-07-856603-000060
Alternative APNs
  • 072927856603000060
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,863 sqft Living Area
Gross Area2,347 sqft Gross Area
1st Floor1,863 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,258 sqft (0.236 acres)
Garage TypeAttached Garage
Garage Area484 sqft Garage
Pool Area200 sqft Pool
Porch Area290 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address361 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 6
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE ONE
Legal Phase1
Legal Tract856603
Legal Block1
Legal Lot Number6
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856603-000060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INTERCONTINENTAL CAP
Nov 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Feb 23, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleOct 27, 2014
Deed Doc Number20227949
Deed Book / Page12066 / 936
Prior Transfer DateJun 21, 2013
Prior Transfer Doc0000123013
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 11, 2022
Property Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000007949
Book / Page12066 / 936
Map ReferenceMB 105 PG 19&20
Instrument DateDec 28, 2021
Instrument2022007949
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16 LINCOLN CT, 16, TINTON FALLS, NJ 07712-3178

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number0012066937
DateJan 11, 2022
Instrument12066/937
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0115012200
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number0115012200
DateDec 18, 2020
Book Page011501/002200
Instrument274347
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0110492168
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address361 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number0110492168
DateNov 21, 2019
Book Page011049/002168
Instrument248098
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address361 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0100800360
Book / Page010080 / 000360
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number0100800360
DateMar 02, 2017
Book Page010080/000360
Instrument41091
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$318,496 (+1.73%) Land $76,000 Building $242,496$318,496 (+1.73%) Land $76,000 Building $242,496
2023$5,009.00 (-3.47%) Homeowner's exemption$313,095 (+14.8%) Land $74,000 Building $239,095$313,095 (+14.8%) Land $74,000 Building $239,095
2022$5,189.00$272,730 Land $62,000 Building $210,730$272,730 Land $62,000 Building $210,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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