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347 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 347 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,004 sqft Living Area
Lot Size12,306 sqft (0.283 acres)
GarageAttached, 546 sqft
Last Sale$277,000 (2019)
Tax Bill$6,141.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855605-000360
Alternative APNs
  • 072927855605000360
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,004 sqft Living Area
Gross Area2,550 sqft Gross Area
1st Floor2,004 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,306 sqft (0.283 acres)
Garage TypeAttached Garage
Garage Area546 sqft Garage
Pool Area420 sqft Pool
Porch Area246 sqft Porch

Location & Zoning

Street Address347 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE TWO PB 106 PG 10 LOT 36
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE TWO
Legal Phase2
Legal Tract855605
Legal Block1
Legal Lot Number36
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855605-000360

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2289 BROWN AVE, BENSALEM, PA 19020-3560
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESID'L MTG
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ATLANTIC BAY MTG
Feb 13, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleJul 23, 2018 · Amount on Record
Deed Doc Number2019124215
Deed Book / Page10875 / 2135
Last Transfer DateOct 01, 2024
Transfer Doc0000262589
Record RefreshedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 14, 2019
Property Address347 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0108752135
Book / Page010875 / 002135
Instrument DateJun 12, 2019
Instrument124215
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,939.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address347 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number108752137
DateJun 14, 2019
Book Page010875/002137
Instrument124216
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 13, 2034

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 23, 2018
Property Address347 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0105561031
Book / Page010556 / 001031
Instrument DateJul 18, 2018
Instrument155933
Transaction TypeTransfer
Record UpdatedAug 06, 2018
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address347 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number105561033
DateJul 23, 2018
Book Page010556/001033
Instrument155934
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2017
Property Address347 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0100641361
Book / Page010064 / 001361
Instrument DateFeb 13, 2017
Instrument28442
Transaction TypeTransfer
Record UpdatedMar 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,141.00 (+14.04%)$328,478 (+3.46%) Land $76,000 Building $252,478$328,478 (+3.46%) Land $76,000 Building $252,478
2023$5,385.00 (+10.64%)$317,507 (+14.84%) Land $74,000 Building $243,507$317,507 (+14.84%) Land $74,000 Building $243,507
2022$4,867.00$276,481 Land $62,000 Building $214,481$276,481 Land $62,000 Building $214,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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