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357 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 357 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,107 sqft Living Area
Lot Size10,193 sqft (0.234 acres)
OccupancyOwner Occupied
Last Sale$219,300 (2017)
Tax Bill$2,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-856603-000080
Alternative APNs
  • 072927856603000080
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,107 sqft Living Area
Gross Area2,548 sqft Gross Area
1st Floor2,107 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address357 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 8
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE ONE
Legal Phase1
Legal Tract856603
Legal Block1
Legal Lot Number8
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856603-000080

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address114 MAIN ST, B, AUBURNDALE, FL 33823-3402
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 15, 2018Quit Claim Deed, Transfer
Quitclaim Document
Jul 14, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
THE MTG FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2017 · Amount on Record
Deed SaleJul 14, 2017 · Amount on Record
Prior SaleApr 09, 1998 · Amount on Record
Deed Doc Number2017134701
Deed Book / Page10204 / 1914
Last Transfer DateNov 23, 2021
Transfer Doc0000311103
Record RefreshedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateNov 30, 2021
Property Address357 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000311103
Book / Page12003 / 1906
Map ReferenceMB 105 PG 19&20
Instrument DateNov 23, 2021
Instrument2021311103
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address114 MAIN ST # B, B, AUBURNDALE, FL 33823-3402

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 15, 2018
Property Address357 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0104860227
Book / Page010486 / 000227
Instrument DateMay 15, 2018
Instrument104163
Transaction TypeTransfer
Record UpdatedJun 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 14, 2017
Property Address357 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0102041914
Book / Page010204 / 001914
Instrument DateJul 14, 2017
Instrument134701
Transaction TypeTransfer
Record UpdatedAug 02, 2017
Title CompanyREAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,535.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address357 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number102041915
DateJul 14, 2017
Book Page010204/001915
Instrument134702
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00 (+100.96%) Homeowner's exemption Widower's exemption$194,526 (+5.99%)$310,557 (+1.22%) Land $76,000 Building $234,557
2024$1,359.00 (+6.25%)
2023$1,279.00 (+0.08%) Homeowner's exemption$183,538 (+3%)$306,806 (+15.33%) Land $74,000 Building $232,806
2022$1,278.00 Homeowner's exemption$178,192$266,029 Land $62,000 Building $204,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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