Polk County property record for 361 Holly Rdg Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1984 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,900 (Sep 2012) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354960-015190 |
| Primary APN | 25-28-35-354960-015190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,757 sqft (0.224 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Porch | Florida Room |
| Porch Area | 381 sqft |
| Cooling System | Central |
|---|
| Street Address | 361 HOLLY RIDGE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE THOMAS ESTATES UNIT #6 PB 60 PG 9 BLK 15 LOT 19 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 6 |
| Legal Tract | 354960 |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Legal Unit | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 361 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2012 · Amount on Record |
| Deed Sale | Sep 6, 2012 · Amount on Record |
| Prior Sale | Feb 8, 2012 · Amount on Record |
| Deed Document Number | 2012157758 |
| Deed Book / Page | 8740 / 1435 |
| Prior Transfer Date | Jan 26, 2012 |
| Prior Transfer Doc | 0000022461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 361 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 361 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1114 |
| Investor | Possibly a Property Investor |
| Document Number | 0000152928 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 12746/2214 |
| Instrument | 2023152928 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 361 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1114 |
| Document Number | 0105880773 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 361 HOLLY RIDGE RD WINTER HAVEN FL 338801114, WINTER HAVEN, FL 33880-1114 |
| Document Number | 0105880773 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 010588/000773 |
| Instrument | 178576 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,523 (+2.7%) | $188,545 (+2.63%) Land $21,000 Building $167,545 | |
| 2025 | $411.00 (-52.87%) Homeowner's exemption | $66,722 (+5.99%) | $183,721 (+2.33%) Land $21,000 Building $162,721 |
| 2023 | $872.00 (+4.18%) Homeowner's exemption | $62,953 (+3%) | $179,537 (+10.09%) Land $20,000 Building $159,537 |
| 2022 | $837.00 Homeowner's exemption | $61,119 | $163,084 Land $16,500 Building $146,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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