Polk County property record for 364 Holly Rdg Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 1985 |
| Lot Size | 0.225 acres (9,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Oct 2019) |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354960-016040 |
| Primary APN | 25-28-35-354960-016040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,792 sqft (0.225 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Florida Room |
| Porch Area | 401 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 364 HOLLY RIDGE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE THOMAS ESTATES UNIT #6 PB 60 PG 9 BLK 16 LOT 4 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 6 |
| Legal Tract | 354960 |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Legal Unit | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 364 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 7, 2019 | Warranty Deed, Transfer · FHA Mortgage GENEVA FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Apr 29, 1997 · Amount on Record |
| Deed Document Number | 2019212462 |
| Deed Book / Page | 10998 / 1315 |
| Prior Transfer Date | Jul 14, 2010 |
| Prior Transfer Doc | 0000148685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 364 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 364 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Document Number | 0000127633 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 11718/593 |
| Instrument | 2021127633 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 364 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Document Number | 0112162245 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 364 HOLLY RIDGE RD WINTER HAVEN FL 338801113, WINTER HAVEN, FL 33880-1113 |
| Document Number | 0112162245 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 011216/002245 |
| Instrument | 86166 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 7, 2019 |
| Property Address | 364 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Document Number | 0109981315 |
| Book / Page | 010998 / 001315 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 212462 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 364 HOLLY RIDGE RD WINTER HAVEN FL 338801113, WINTER HAVEN, FL 33880-1113 |
| Document Number | 109981317 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 010998/001317 |
| Instrument | 212463 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85248 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,220 (+2.7%) | $207,122 (+4.03%) Land $21,000 Building $186,122 | |
| 2025 | $959.00 (-28.8%) Homeowner's exemption | $148,218 (+5.99%) | $199,099 (+3.34%) Land $21,000 Building $178,099 |
| 2023 | $1,347.00 (+5.4%) Homeowner's exemption | $139,846 (+3%) | $192,673 (+9.88%) Land $20,000 Building $172,673 |
| 2022 | $1,278.00 Homeowner's exemption | $135,773 | $175,351 Land $16,500 Building $158,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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