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356 Holly Rdg Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 356 Holly Rdg Rd, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,474 sqft · built 1983
Lot Size0.255 acres (11,125 sqft)
OwnerIndividual Name on Record
Last Sale$100 (Mar 2024)
Tax Bill$2,539 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354960-013160

Property Details

APN / Parcel Number

Primary APN25-28-35-354960-013160
Alternative APNs
  • 352825354960013160
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,474 sqft Living Area
Gross Area1,934 sqft
1st Floor Area1,474 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area11,125 sqft (0.255 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

Pool Area392 sqft
PorchUnfinished Open Porch
Porch Area16 sqft
Patio Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address356 HOLLY RIDGE RD
CityWINTER HAVEN
StateFL
Zip33880-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE THOMAS ESTATES UNIT #6 PB 60 PG 9 BLK 13 LOT 16
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 6
Legal Tract354960
Legal Block13
Legal Lot Number16
Legal Unit6
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15556 PALFREY CHASE DR, JACKSONVILLE, FL 32234-2377
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 26, 2024Intrafamily Transfer, Transfer · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
May 17, 2023Deed of Trust, Mortgage · VA Mortgage
EMORTGAGE FUNDING LLC
Mar 2, 2020Deed of Trust, Mortgage · VA Mortgage
WINTRUST MTG
Mar 20, 2019Deed of Trust, Mortgage · VA Mortgage
WINTRUST MTG
May 2, 2018Warranty Deed, Transfer · VA Mortgage
WINTRUST MTG
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleMay 2, 2018 · Amount on Record
Deed Document Number202468778
Deed Book / Page13052 / 1980
Prior Transfer DateMar 16, 2024
Prior Transfer Doc0000068778
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15556 PALFREY CHASE DR, JACKSONVILLE, FL 32234-2377

Mortgage

Document Number0000040429
DateFeb 18, 2026
Book Page13886/1629
Instrument2026040429
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 26, 2024
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Document Number0000068778
Book / Page13052 / 1980
Map ReferenceMB 60 PG 9
Instrument DateMar 16, 2024
Instrument2024068778
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyMILESTONE SETTLEMENT LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113

Mortgage

Document Number0130521982
DateMar 26, 2024
Instrument13052/1982
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 HOLLY RIDGE RD, WAHNETA, FL 33880-1113

Mortgage

Document Number0000115260
DateMay 17, 2023
Book Page12694/1312
Instrument2023115260
Lender
NameEMORTGAGE FUNDING LLC
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term289 Months
DueJun 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Document Number0111910566
Instrument DateMar 2, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address356 HOLLY RIDGE RD WINTER HAVEN FL 338801113, WINTER HAVEN, FL 33880-1113

Mortgage

Document Number0111910566
DateMar 30, 2020
Book Page011191/000566
Instrument69461
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Document Number0107881963
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 HOLLY RIDGE RD WINTER HAVEN FL 338801113, WINTER HAVEN, FL 33880-1113

Mortgage

Document Number0107881963
DateMar 26, 2019
Book Page010788/001963
Instrument59934
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 2, 2018
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Document Number0104720325
Book / Page010472 / 000325
Instrument DateApr 26, 2018
Instrument93769
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,170.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627

Mortgage

Document Number104720326
DateMay 2, 2018
Book Page010472/000326
Instrument93770
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueMay 1, 2043

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address356 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113
Document Number0102431468
Book / Page010243 / 001468
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 HOLLY RIDGE RD WINTER HAVEN FL 338801113, WINTER HAVEN, FL 33880-1113

Mortgage

Document Number0102431468
DateAug 24, 2017
Book Page010243/001468
Instrument164308
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 23, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,027 (+1.84%) Land $21,000 Building $179,027$200,027 (+1.84%) Land $21,000 Building $179,027
2025$2,539.00 (+290.62%)$196,419 (+0.55%) Land $21,000 Building $175,419$196,419 (-3.91%) Land $21,000 Building $175,419
2024$650.00 (+28.97%)
2023$504.00 (+6.78%) Homeowner's exemption$195,350 (+3%)$204,406 (+7.77%) Land $20,000 Building $184,406
2022$472.00 Homeowner's exemption$189,660 Land $16,500 Building $173,160$189,660 Land $16,500 Building $173,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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