361 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 361 Harmony Dr, Nebo, NC 28761

Property Summary

Property TypeMobile Home
Details3 bd · 3 ba · 1,344 sqft · built 1998
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (Jun 2023)
Tax Bill$568 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1731-00-93-3859

Property Details

APN / Parcel Number

Primary APN1731-00-93-3859
Alternative APNs
  • 45815
  • 79859

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number79859
Street Address361 HARMONY DR
CityNEBO
StateNC
Zip28761
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description0.37 AC LT 24 HARMONY EST PB4/370
Legal SubdivisionHARMONY EST
Legal Lot Number24
JurisdictionMCDOWELL NC
Township / Civil DivisionDYSARTSVILLE
Census Block Group1
Census Block1009
Census Tract970904

Owner

361 Harmony Dr, a mobile home, is owned by an individual who bought it in June 2023.

Source: McDowell County records, as of September 29, 2025

Owner of RecordIndividual Name on File
Mailing Address368 HARMONY DR, NEBO, NC 28761-7726
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2023 · Amount on File
Deed SaleJun 5, 2023 · Amount on File
Prior SaleAug 30, 2007 · Amount on File
Deed Document Number0001437154
Deed Book / Page1437 / 154
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJun 5, 2023
Property Address361 HARMONY DR, NEBO, NC 28761
Document Number0014370154
Book / Page1437 / 154
Map ReferenceMB 4 PG 369&370
Instrument DateMay 24, 2023
Instrument2023002558
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8920 GARY ST, FORT SMITH, AR 72903-5226

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 HARMONY DR, NEBO, NC 28761-7726

Mortgage

Document Number2023002559
DateJun 5, 2023
Instrument2023002559
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 361 Harmony Dr was $568.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$568.00$83,790 Land $25,000 Building $58,790
2023$551.00$83,790 Land $25,000 Building $58,790$83,790 Land $25,000 Building $58,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 Harmony Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Harmony Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARMONY ESTATES S/D
private · serves 100 people · EPA ID NC0156136
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Skyrunner, Verizon.

Nearby Properties on Harmony Dr

Nearby Streets

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