361 Ayer Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 361 Ayer Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,345 sqft · built 1940
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2019)
Tax Bill	$11,093 (2025)
Deeds & Mortgages	Sep 2019 Refinance Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:2 B:7`

Property Details

APN / Parcel Number

Primary APN	`HARV M:2 B:7`
Alternative APNs	`M:002.0 P:0007-0000.0` `1250020000700000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	4,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1250020000700000
Street Address	361 AYER RD
City	HARVARD
State	MA
Zip	01451-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1006
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	361 AYER RD, HARVARD, MA 01451-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Jun 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROLLSTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	201957271
Deed Book / Page	60577 / 356
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	60577-356
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	361 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61140-173
Date	Sep 30, 2019
Book Page	61140/173
Instrument	101483

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	361 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63410-28
Date	Oct 2, 2020
Book Page	63410/28
Instrument	116416

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jun 20, 2019
Property Address	361 AYER RD, HARVARD, MA 01451-1112
Document Number	60577-356
Book / Page	060577 / 000356
Instrument Date	Jun 14, 2019
Instrument	57271
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 AYER RD HARVARD MA 014511112, HARVARD, MA 01451-1112

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	361 AYER RD, HARVARD, MA 01451-1112
Document Number	58243-1
Book / Page	058243 / 000001
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58243-1
Date	Dec 27, 2017
Book Page	058243/000001
Instrument	144683

Lender

Name	ROLLSTONE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,093.00 (+4.2%)	$708,800 (-0.8%) Land $228,700 Building $480,100
2024	$10,646.00 (-2.63%)	$714,500 (+8.54%) Land $228,700 Building $485,800	$693,120
2023	$10,934.00	$658,300 Land $219,200 Building $439,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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