349 Ayer Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 349 Ayer Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1940
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Dec 2016)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:2 B:4`

Property Details

APN / Parcel Number

Primary APN	`HARV M:2 B:4`
Alternative APNs	`M:002.0 P:0004-0000.0` `1250020000400000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	3,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250020000400000
Street Address	349 AYER RD
City	HARVARD
State	MA
Zip	01451-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1006
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	349 AYER RD, HARVARD, MA 01451-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKLAND CREDIT UNION
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 21, 2025	Deed of Trust, Mortgage · Line of Credit SIGNATURE FEDERAL CREDIT UNION
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	Mar 11, 2014
Deed Book / Page	56424 / 146
Transfer Doc	056424-146
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	349 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0069444-33
Date	Jul 28, 2023
Book Page	69444/33
Instrument	61235

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	349 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0066890-46
Date	Jan 5, 2022
Book Page	66890/46
Instrument	1293

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	349 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072012-216
Date	May 21, 2025
Book Page	72012/216
Instrument	40161

Lender

Name	SIGNATURE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jun 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	349 AYER RD, HARVARD, MA 01451-1112
Document Number	60177-152
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 AYER RD HARVARD MA 014511112, HARVARD, MA 01451-1112

Mortgage

Document Number	60177-152
Date	Mar 22, 2019
Book Page	060177/000152
Instrument	24814

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2034

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,859.00 (+5.02%)	$438,300 (-) Land $234,700 Building $203,600
2024	$6,531.00 (-3.2%)	$438,300 (+7.9%) Land $234,700 Building $203,600
2023	$6,747.00	$406,200 Land $225,200 Building $181,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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