343 Ayer Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 343 Ayer Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1940
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Dec 2012)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARV M:2 B:2`

Property Details

APN / Parcel Number

Primary APN	`HARV M:2 B:2`
Alternative APNs	`M:002.0 P:0002-0000.0` `1250020000200000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,168 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250020000200000
Street Address	343 AYER RD
City	HARVARD
State	MA
Zip	01451-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1006
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 AYER RD, HARVARD, MA 01451-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit WORKERS CU
May 25, 2017	Deed of Trust, Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2012 · Amount on Record
Deed Sale	Dec 31, 2012 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Book / Page	50213 / 223
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	343 AYER RD, HARVARD, MA 01451-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067574-86
Date	May 11, 2022
Book Page	67574/86
Instrument	51462

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	343 AYER RD, HARVARD, MA 01451-1112
Document Number	57188-72
Book / Page	057188 / 000072
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57188-72
Date	May 31, 2017
Book Page	057188/000072
Instrument	55079

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,341.00 (+4.26%)	$405,200 (-0.73%) Land $230,700 Building $174,500
2024	$6,082.00 (-5.19%)	$408,200 (+5.7%) Land $230,700 Building $177,500
2023	$6,415.00	$386,200 Land $221,200 Building $165,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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