McLennan County property record for 3609 Willow Bend Cir, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,802 sqft · built 1999 |
| Lot Size | 0.116 acres (5,044 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009004-010700-7 |
| Primary APN | 48-009004-010700-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,802 sqft Living Area |
| Gross Area | 3,330 sqft |
| 1st Floor Area | 1,992 sqft |
| 2nd Floor Area | 810 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,044 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3609 WILLOW BEND CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CHIMNEY HILL LOT 37 BLOCK 3 ACRES .1158 |
| Legal Subdivision | CHIMNEY HILL |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3609 WILLOW BEND CIR, WACO, TX 76708-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,181 (+3.83%) Land $45,191 Building $395,990 | $441,181 (-0.49%) Land $45,191 Building $395,990 | |
| 2025 | $3,764.00 (-4.71%) Homeowner's exemption Senior Citizen's exemption | $424,911 (-0.59%) Land $40,900 Building $402,450 | $443,350 (+3.72%) Land $40,900 Building $402,450 |
| 2024 | $3,950.00 (+8.4%) | ||
| 2023 | $427,450 Land $40,900 Building $386,550 | $427,450 Land $40,900 Building $386,550 | |
| 2022 | $3,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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