3631 Willow Bend Cir, Waco, TX 76708 Property Records

McLennan County property record for 3631 Willow Bend Cir, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,219 sqft · built 1995
Lot Size0.112 acres (4,868 sqft)
Owner2 Individual Names on Record
Last Sale$265,500 (Feb 2020)
Tax Bill$4,058 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN48-009004-010200-5

Property Details

APN / Parcel Number

Primary APN48-009004-010200-5
Alternative APNs
  • 4800900401020050111
  • 168247

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,219 sqft Living Area
Gross Area2,961 sqft
1st Floor Area2,219 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area4,868 sqft (0.112 acres)
Garage TypeAttached
Garage Area622 sqft
DrivewayConcrete Driveway
Driveway Area495 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area162 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3631 WILLOW BEND CIR
CityWACO
StateTX
Zip76708-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCHIMNEY HILL LOT 32 BLOCK 3 ACRES .1118
Legal SubdivisionCHIMNEY HILL
Legal Block3
Legal Lot Number32
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2010
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3631 WILLOW BEND CIR, WACO, TX 76708-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Vendor's Lien, Transfer · Conventional Mortgage
SENTE MORTGAGE INC
Jul 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Deed Document Number20205721
Record UpdatedOct 29, 2026

February 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 19, 2020
Property Address3631 WILLOW BEND CIR, WACO, TX 76708-2333
Document Number0000005721
Map ReferenceVOL 1513 PG 525
Instrument DateFeb 19, 2020
Instrument2020005721
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 WILLOW BEND CIR, WACO, TX 76708-2333

Mortgage

Document Number0000005722
DateFeb 19, 2020
Instrument2020005722
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJul 23, 2019
Property Address3631 WILLOW BEND CIR, WACO, TX 76708-2333
Document Number0000024263
Instrument DateJul 11, 2019
Instrument24263
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5125 MEADOW WOOD DR WACO TX 767101664, WACO, TX 76710-1664

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,748 (-0.52%) Land $44,448 Building $345,300$389,748 (-0.52%) Land $44,448 Building $345,300
2025$4,058.00 (-9.78%) Homeowner's exemption Senior Citizen's exemption$391,800 (+3.66%) Land $40,550 Building $351,250$391,800 (+3.66%) Land $40,550 Building $351,250
2024$4,498.00 (+6.92%)
2023$377,980 Land $40,550 Building $337,430$377,980 Land $40,550 Building $337,430
2022$4,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2007–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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