3609 Lauding Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3609 Lauding Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$537,500 (Sep 2022)
Tax Bill	$6,084 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-043-014-000`

Property Details

APN / Parcel Number

Primary APN	`085-043-014-000`
Alternative APNs	`0854314000` `0854314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,905 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3609 LAUDING WAY
City	MODESTO
State	CA
Zip	95355-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNWOOD PHASE 3 (40M06)
Legal Subdivision	FERNWOOD PH 03
Legal Block	1
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1012
Census Tract	915

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3609 LAUDING WAY, MODESTO, CA 95355-8671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Sep 12, 2022	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Document Number	202260476
Prior Transfer Date	May 19, 2015
Prior Transfer Doc	0000060506
Record Updated	Oct 29, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Sep 12, 2022
Property Address	3609 LAUDING WAY, MODESTO, CA 95355-8671
Document Number	0000060506
Map Reference	VOL 40 PG 6
Instrument Date	Aug 31, 2022
Instrument	2022-0060506
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5533 SAXON WAY, RIVERBANK, CA 95367-9537

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 12, 2022
Property Address	3609 LAUDING WAY, MODESTO, CA 95355-8671
Document Number	0000060476
Map Reference	VOL 40 PG 6
Instrument Date	Aug 31, 2022
Instrument	2022-0060476
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 LAUDING WAY, MODESTO, CA 95355-8671

Mortgage

Document Number	0000060477
Date	Sep 12, 2022
Instrument	2022-0060477

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3609 LAUDING WAY, MODESTO, CA 95355-8671
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 LAUDING WAY, MODESTO, CA 95355-8671

Mortgage

Document Number	0000117192
Date	Dec 16, 2021
Instrument	2021-0117192

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,084.00 (-7.79%)	$510,500 (-8.71%) Land $215,000 Building $295,500
2025	$6,598.00 (+4.07%)	$559,215 (+4.04%) Land $239,292 Building $319,923
2023	$6,340.00 (+49.56%)	$537,500 Land $230,000 Building $307,500
2022	$4,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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