3608 Lauding Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3608 Lauding Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,036 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,000 (Aug 2016)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`085-043-031-000`

Property Details

APN / Parcel Number

Primary APN	`085-043-031-000`
Alternative APNs	`0854331000` `0854331`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3608 LAUDING WAY
City	MODESTO
State	CA
Zip	95355-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNWOOD PHASE 3 (40M06)
Legal Subdivision	FERNWOOD PH 03
Legal Block	1
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1011
Census Tract	915

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 5, 2026	Intrafamily Transfer, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Oct 23, 2023	Intrafamily Transfer, Transfer
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	201659637
Last Transfer Date	Sep 22, 2025
Transfer Doc	0000005436
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 LAUDING WAY, MODESTO, CA 95355-8670

Mortgage

Document Number	0000018432
Date	Mar 11, 2022
Instrument	2022-0018432

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 1, 2047

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 LAUDING WAY, MODESTO, CA 95355-8670

Mortgage

Document Number	0000055822
Date	Nov 28, 2023
Instrument	2023-0055822

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Feb 5, 2026
Property Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Document Number	0000005436
Map Reference	VOL 40 PG 6
Instrument Date	Sep 22, 2025
Instrument	2026-0005436
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3608 LAUDING WAY, MODESTO, CA 95355-8670

Mortgage

Document Number	0000005437
Date	Feb 5, 2026
Instrument	2026-0005437

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 23, 2023
Property Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Document Number	0000050290
Map Reference	VOL 40 PG 6
Instrument Date	Oct 21, 2023
Instrument	2023-0050290
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 LAUDING WAY, MODESTO, CA 95355-8670

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 13, 2018
Property Address	3608 LAUDING WAY, MODESTO, CA 95355-8670
Document Number	0000025731
Instrument Date	Apr 12, 2018
Instrument	25731
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3608 LAUDING WAY MODESTO CA 953558670, MODESTO, CA 95355-8670

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,310.00 (-7.8%)	$439,180 (+2%) Land $130,214 Building $308,966
2025	$3,590.00 (+12.65%) Additional exemption filed	$430,569 (+4.04%) Land $127,661 Building $302,908
2023	$3,187.00 (+1.37%) Additional exemption filed	$413,851 Land $122,704 Building $291,147
2022	$3,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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