Highlands County property record for 3609 Howard Ave, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 2007 |
| Lot Size | 0.209 acres (9,137 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,485 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-35-29-020-0020-0040 |
| Primary APN | C-03-35-29-020-0020-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 9,137 sqft (0.209 acres) |
| Lot Dimensions | 145 ft deep x 63 ft wide |
| Gazebo | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3609 HOWARD AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1S |
| Legal Description | MAP OF OAKLAND SUB PB 3 PG 26 LOT 4 BLK 2 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | OAKLAND SUB |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961201 |
Source: Highlands County records · APN C-03-35-29-020-0020-0040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2450 SCRUBPENS RD, SEBRING, FL 33870-9346 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2009 |
| Deed Sale | May 28, 2009 |
| Deed Document Number | 1545886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3609 HOWARD AVE, SEBRING, FL 33876-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001855661 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 2584/1094 |
| Instrument | 1855661 |
| Name | HARBOR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FORT PIERCE, FL 34950 |
| Amount | Amount Recorded |
|---|
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,398 (+0.16%) Land $3,500 Building $91,898 | $95,398 (+0.16%) Land $3,500 Building $91,898 | |
| 2024 | $1,485.00 (+4.06%) | $95,246 (+1.7%) Land $2,250 Building $92,996 | $95,246 (+1.7%) Land $2,250 Building $92,996 |
| 2023 | $1,427.00 (+8.6%) | $93,651 (+16.77%) Land $2,250 Building $91,401 | $93,651 (+16.77%) Land $2,250 Building $91,401 |
| 2022 | $1,314.00 | $80,200 Land $2,250 Building $77,950 | $80,200 Land $2,250 Building $77,950 |
Source: FEMA National Flood Hazard Layer as of November 17, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 99 locations within half a mile of this property.
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