3525 Howard Ave, Sebring, FL 33876 Property Records

Highlands County property record for 3525 Howard Ave, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 2023
Lot Size	0.209 acres (9,139 sqft)
Owner	Company Name on Record
Tax Bill	$1,374 (2024)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C-03-35-29-020-0020-0060`

Property Details

APN / Parcel Number

Primary APN	`C-03-35-29-020-0020-0060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	874 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	9,139 sqft (0.209 acres)
Lot Dimensions	145 ft deep x 63 ft wide
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3525 HOWARD AVE
City	SEBRING
State	FL
Zip	33876-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1S
Legal Description	MAP OF OAKLAND SUB PB 3 PG 26 LOT 6 BLK 2
Legal Range	29E
Legal Township	35S
Legal Section	03
Legal Subdivision	OAKLAND SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2011
Census Tract	961201

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2450 SCRUBPENS RD, SEBRING, FL 33870-9346
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2009
Deed Sale	May 28, 2009
Deed Document Number	1545886
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3525 HOWARD AVE, SEBRING, FL 33876-9455
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 SCRUBPENS RD, SEBRING, FL 33870-9346

Mortgage

Document Number	0002035505
Date	May 21, 2021
Book Page	2825/27
Instrument	2035505

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	129 Months
Due	Feb 21, 2032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,083 (+3,592.58%) Land $3,500 Building $79,583	$83,083 (+3,592.58%) Land $3,500 Building $79,583
2024	$1,374.00 (+388.97%)
2023	$281.00 (+2.55%)	$2,250 (-) Land $2,250	$2,250 (-) Land $2,250
2022	$274.00	$2,250 Land $2,250	$2,250 Land $2,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20