Highlands County property record for 3622 Howard Ave, Sebring, FL 33876
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 1,276 sqft · built 1926 |
| Lot Size | 0.209 acres (9,123 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,500 (Oct 2021) |
| Tax Bill | $82 (2024) |
| Deeds & Mortgages | Oct 2021 Sale Aug 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-35-29-020-0040-0020 |
| Primary APN | C-03-35-29-020-0040-0020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,123 sqft (0.209 acres) |
| Lot Dimensions | 145 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 208 sqft |
| Patio Area | 16 sqft |
| Cooling System | None |
|---|
| Street Address | 3622 HOWARD AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-9626 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | M1S |
| Legal Description | MAP OF OAKLAND SUB PB 3 - PG 26 LOT 2 BLK 4 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | OAKLAND |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961201 |
3622 Howard Ave, vacant land, is owned by an individual who bought it in October 2021.
Source: Highlands County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 HOYT AVE, SEBRING, FL 33876-9462 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 11, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 9, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional with PMI NANCY J TERRIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Aug 11, 2021 · Amount on File |
| Deed Document Number | 20212060300 |
| Deed Book / Page | 2860 / 258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 21, 2021 |
| Property Address | 3622 HOWARD AVE, SEBRING, FL 33876-9626 |
| Document Number | 0002060300 |
| Book / Page | 2860 / 258 |
| Map Reference | MB 3 PG 26 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 2060300 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $122.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 119, GLEN, MS 38846-0119 |
| Name | Verified Name |
|---|---|
| Address | 3609 HOYT AVE, SEBRING, FL 33876-9462 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 3622 HOWARD AVE, SEBRING, FL 33876-9626 |
| Document Number | 0002048436 |
| Book / Page | 2843 / 1564 |
| Map Reference | MB 3 PG 26 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2048436 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1833 PASADENA AVE, SEBRING, FL 33870-2840 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 119, GUEN, MS 38845 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 3622 HOWARD AVE, SEBRING, FL 33876-9626 |
| Document Number | 0002043328 |
| Book / Page | 2836 / 935 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2043328 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1833 PASADENA AVE, SEBRING, FL 33870-2840 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 3622 HOWARD AVE, SEBRING, FL 33876-9626 |
| Document Number | 0001969319 |
| Book / Page | 002730 / 001511 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 1969319 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3622 HOWARD AVE SEBRING FL 338769626, SEBRING, FL 33876-9626 |
| Document Number | 1969320 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 002730/001513 |
| Instrument | 1969320 |
| Name | NANCY J TERRIS |
|---|---|
| Address | 1833 PASADENA AVE, SEBRING, FL 33870-2840 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 30, 2034 |
| Rate | 4.2% |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,500 Land $3,500 | $3,500 Land $3,500 | |
| 2024 | $82.00 (+38.98%) | ||
| 2023 | $59.00 (+1.72%) | $2,250 (-) Land $2,250 | $2,250 (-) Land $2,250 |
| 2022 | $58.00 | $2,250 Land $2,250 | $2,250 Land $2,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3622 Howard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3622 Howard Ave is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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