3609 Gregorio Lerma Dr, Laredo, TX 78046 Property Records

Webb County property record for 3609 Gregorio Lerma Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 2016
Lot Size	0.124 acres (5,411 sqft)
Owner	2 Individual Names on File
Last Sale	$148,300 (Jun 2016)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-25005-050`

Property Details

APN / Parcel Number

Primary APN	`950-25005-050`
Alternative APN	`544664`

Interior

Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,411 sqft (0.124 acres)
Porch	Open Porch
Porch Area	399 sqft

Location & Zoning

Street Address	3609 GREGORIO LERMA DR
City	LAREDO
State	TX
Zip	78046-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 5, LOT 5
Legal Subdivision	LOMAS DEL
Legal Block	5
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1034
Census Tract	1806

Owner

3609 Gregorio Lerma Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2016	Vendor's Lien, Transfer FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on File
Deed Sale	Jun 6, 2016 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	20161266483
Deed Book / Page	4057 / 563
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	004057/563
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3609 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 GREGORIO LERMA XRD, LAREDO, TX 78046

Mortgage

Document Number	005168/582
Date	Dec 9, 2021
Book Page	5168/582
Instrument	1451183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jun 1, 2046

March 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 22, 2016
Property Address	3609 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	003943/324
Book / Page	3943 / 324
Map Reference	MB33 PG28&29
Instrument Date	Mar 7, 2016
Instrument	1260133
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28765 SEATTLE SLEW, FAIR OAKS RANCH, TX 78015-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E SAN PEDRO ST, LAREDO, TX 78041-5350
Investor	Possibly a Property Investor

Mortgage

Document Number	0001260134
Date	Mar 22, 2016
Instrument	1260134

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2017

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Gregorio Lerma Dr was $1,061 with a homeowner's exemption, down 15.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,152 (+2.53%) Land $59,147 Building $156,005	$215,152 (-0.47%) Land $59,147 Building $156,005
2025	$1,061.00 (-15.79%) Homeowner's exemption	$209,840	$216,165
2024	$1,260.00
2023		$178,390 Land $34,525 Building $143,865	$178,390 Land $34,525 Building $143,865
2022	$1,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 Gregorio Lerma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Gregorio Lerma Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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