3604 Gregorio Lerma Dr, Laredo, TX 78046 Property Records

Webb County property record for 3604 Gregorio Lerma Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 2016
Lot Size	0.116 acres (5,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,431 (Apr 2025)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Nov 2016 Second Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`950-25006-070`

Property Details

APN / Parcel Number

Primary APN	`950-25006-070`
Alternative APN	`544681`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,031 sqft (0.116 acres)
Porch	Open Porch
Porch Area	116 sqft

Location & Zoning

Street Address	3604 GREGORIO LERMA DR
City	LAREDO
State	TX
Zip	78046-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 6, LOT 7
Legal Subdivision	LOMAS DEL
Legal Block	6
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1016
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2016	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Dec 14, 2020	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Jan 21, 2020	Special Warranty Deed, Foreclosure
Jan 8, 2019	Trustee's Deed, Foreclosure
Nov 1, 2016	Warranty Deed, Transfer MORTGAGE FINANCIAL SERVICES LLC
Apr 26, 2016	Vendor's Lien, Transfer · Commercial Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20251553891
Deed Book / Page	5809 / 390
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	004920/423
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004136/114
Date	Nov 1, 2016
Book Page	4136/114
Instrument	1280088

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 14, 2020
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004920/423
Book / Page	4920 / 423
Map Reference	VOL 33 PG 28&29
Instrument Date	Dec 11, 2020
Instrument	1413193
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001413194
Date	Dec 14, 2020
Instrument	1413194

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 21, 2020
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004726/228
Book / Page	4726 / 228
Map Reference	VOL 33 PG 28&29
Instrument Date	Oct 31, 2019
Instrument	1382397
Transaction Type	Foreclosure
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 W MYRTLE ST, 565, BOISE, ID 83702-7675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Jan 8, 2019
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004532/097
Book / Page	4532 / 097
Map Reference	VOL 33 PG 28&29
Instrument Date	Jan 2, 2019
Instrument	1349114
Transaction Type	Foreclosure
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W MYRTLE ST, BOISE, ID 83702-7675

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Nov 1, 2016
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004136/096
Book / Page	4136 / 096
Map Reference	VOL33 PG28&29
Instrument Date	Oct 31, 2016
Instrument	1280086
Transaction Type	Transfer
Record Updated	Apr 14, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Investor	Possibly a Property Investor

Mortgage

Date	Nov 1, 2016

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

April 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 26, 2016
Property Address	3604 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004036/487
Book / Page	4036 / 487
Map Reference	VOL33 PG28&29
Instrument Date	Apr 20, 2016
Instrument	1263025
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28765 SEATTLE SLEW, FAIR OAKS RANCH, TX 78015-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E SAN PEDRO ST, LAREDO, TX 78041-5350
Investor	Possibly a Property Investor

Mortgage

Document Number	0001263026
Date	Apr 26, 2016
Instrument	1263026

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2017

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,414 (-0.46%) Land $54,987 Building $142,427	$197,414 (-0.46%) Land $54,987 Building $142,427
2025	$1,003.00 (+6.14%)	$198,333 (+20.99%) Land $54,987 Building $143,346	$198,333 (+20.99%) Land $54,987 Building $143,346
2024	$945.00 (-9.22%)
2023		$163,928 Land $32,097 Building $131,831	$163,928 Land $32,097 Building $131,831
2022	$1,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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