3603 Gregorio Lerma Dr, Laredo, TX 78046 Property Records

Webb County property record for 3603 Gregorio Lerma Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 2016
Lot Size	0.14 acres (6,082 sqft)
Owner	Individual Name on Record
Last Sale	$150,300 (Mar 2017)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`950-25005-070`

Property Details

APN / Parcel Number

Primary APN	`950-25005-070`
Alternative APN	`544666`

Interior

Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,082 sqft (0.14 acres)
Porch	Open Porch
Porch Area	316 sqft

Location & Zoning

Street Address	3603 GREGORIO LERMA DR
City	LAREDO
State	TX
Zip	78046-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 5, LOT 7
Legal Subdivision	LOMAS DEL
Legal Block	5
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1034
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 16, 2017	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Apr 26, 2016	Vendor's Lien, Transfer · Commercial Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	20171291520
Deed Book / Page	4204 / 81
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005053/790
Date	Jun 28, 2021
Book Page	5053/790
Instrument	1433761

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5053/790
Date	Jun 28, 2021
Book Page	5053/790
Instrument	1433761

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 16, 2017
Property Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004204/081
Book / Page	4204 / 081
Map Reference	VOL 33 PG 28&29
Instrument Date	Mar 16, 2017
Instrument	1291520
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073

Mortgage

Document Number	0001291521
Date	Mar 16, 2017
Instrument	1291521

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 26, 2016
Property Address	3603 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	004036/419
Book / Page	4036 / 419
Map Reference	VOL33 PG28&29
Instrument Date	Apr 20, 2016
Instrument	1263019
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28765 SEATTLE SLEW, FAIR OAKS RANCH, TX 78015-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E SAN PEDRO ST, LAREDO, TX 78041-5350
Investor	Possibly a Property Investor

Mortgage

Document Number	0001263020
Date	Apr 26, 2016
Instrument	1263020

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2017

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,356 (+2.7%) Land $65,134 Building $171,222	$236,356 (-0.47%) Land $65,134 Building $171,222
2025	$1,164.00 (-16.38%) Homeowner's exemption	$230,133 (+17.4%)	$237,474 (+21.15%)
2024	$1,392.00 (+11.72%)
2023		$196,022 Land $38,010 Building $158,012	$196,022 Land $38,010 Building $158,012
2022	$1,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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