Cuyahoga County property record for 3609 Downing St, Westlake, OH 44145
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,966 sqft · built 2006 |
| Lot Size | 1.04 acres (45,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jul 2019) |
| Tax Bill | $21,322 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-02-056 |
| Primary APN | 216-02-056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,966 sqft Living Area |
| 1st Floor Area | 2,195 sqft |
| 2nd Floor Area | 1,771 sqft |
| Basement Area | 2,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 45,312 sqft (1.04 acres) |
| Lot Dimensions | 182 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 867 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 786 sqft |
| Utility Building | 623 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3609 DOWNING ST |
|---|---|
| City | WESTLAKE |
| State | OH |
| Zip | 44145-3795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 383 PG PARCEL B FF 140.00 D 182.01 1.0402 ACRES 21 OL ADDITIONAL PARCELS 21602056 AND 21602056 2017 SR |
| Legal Subdivision | OL ADD |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | WESTLAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 189111 |
3609 Downing St is owned and occupied by two individuals who bought it in July 2019.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3609 DOWNING ST, WESTLAKE, OH 44145-3795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 0007190376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jul 19, 2019 |
| Property Address | 3609 DOWNING ST, WESTLAKE, OH 44145-3795 |
| Document Number | 0007190376 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 7190376 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | NORTHERN TITLE, NORTHERN TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3609 DOWNING SIREET WESTLAKE OH 44145, WESTLAKE, OH 44145 |
| Document Number | 7190377 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 7190377 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Number | 7190378, |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 7190378 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 18, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3609 DOWNING ST, WESTLAKE, OH 44145-3795 |
| Document Number | 0006120061 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3609 DOWNING ST WESTLAKE OH 441453795, WESTLAKE, OH 44145-3795 |
| Document Number | 0006120061 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 6120061 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3609 DOWNING ST, WESTLAKE, OH 44145-3795 |
| Document Number | 0004290257 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3609 DOWNING ST WESTLAKE OH 441453795, WESTLAKE, OH 44145-3795 |
| Document Number | 0004290257 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 4290257 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 3609 Downing St was $21,322 with a homeowner's exemption, down 1% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Westlake City |
| Unified School District | Westlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,322.00 (-0.98%) Homeowner's exemption | $454,550 (-) Land $79,350 Building $375,200 | |
| 2024 | $21,532.00 (-7.49%) Homeowner's exemption | $454,550 (+8.22%) Land $79,350 Building $375,200 | $1,298,700 Land $226,700 Building $1,072,000 |
| 2023 | $23,276.00 (+1.63%) Homeowner's exemption | $420,010 (-) Land $61,430 Building $358,580 | |
| 2022 | $22,903.00 Homeowner's exemption | $420,010 Land $61,430 Building $358,580 | |
| 2021 | $1,200,000 Land $175,500 Building $1,024,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3609 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3609 Downing St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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