Cuyahoga County property record for 3544 Downing St, Westlake, OH 44145
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,927 sqft · built 2006 |
| Lot Size | 0.796 acres (34,661 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Apr 2019) |
| Tax Bill | $20,159 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-02-041 |
| Primary APN | 216-02-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,927 sqft Living Area |
| Gross Area | 9,690 sqft |
| 1st Floor Area | 2,881 sqft |
| 2nd Floor Area | 3,046 sqft |
| Basement Area | 2,861 sqft |
| Finished Basement | 1,430 sqft |
| Unfinished Basement | 1,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 34,661 sqft (0.796 acres) |
| Lot Dimensions | 305 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 902 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3544 DOWNING ST |
|---|---|
| City | WESTLAKE |
| State | OH |
| Zip | 44145-3792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-1F80 |
| Legal Description | S/L 7 VOL 334 PG 15-16 FF 58.11 D 304.71 AC .80 OL 21 S/R 2005 PLAT FOR WINDSOR PARK SUBDIVISION WESTLAKE MB216 PG02 MB334 PG15-16 |
| Legal Subdivision | WINDSOR PARK |
| Legal Lot Number | 7 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | WESTLAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 189111 |
Source: Cuyahoga County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Sep 12, 2019 | Deed of Trust, Mortgage TIAA FSB |
| Apr 18, 2019 | Warranty Deed, Transfer UNION CAP MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on Record |
| Deed Sale | Apr 18, 2019 · Amount on Record |
| Prior Sale | Apr 16, 2009 · Amount on Record |
| Deed Document Number | 2019526 |
| Prior Transfer Date | Nov 6, 2008 |
| Prior Transfer Doc | 0000000553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Document Number | 0000000206 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 202512310206 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000003 |
|---|---|
| Date | Aug 21, 2021 |
| Instrument | 202108210003 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Document Number | 0011070156 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3544 DOWNING ST WESTLAKE OH 441453792, WESTLAKE, OH 44145-3792 |
| Document Number | 0011070156 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 11070156 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Document Number | 0010020112 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3544 DOWNING ST WESTLAKE OH 441453792, WESTLAKE, OH 44145-3792 |
| Document Number | 0010020112 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 10020112 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Apr 18, 2019 |
| Property Address | 3544 DOWNING ST, WESTLAKE, OH 44145-3792 |
| Document Number | 0004180526 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 4180526 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3544 DOWNING ST WESTLAKE OH 441453792, WESTLAKE, OH 44145-3792 |
| Document Number | 4180527 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 4180527 |
| Name | UNION CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | MENTOR, OH 44060 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Westlake City |
| Unified School District | Westlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,159.00 (-0.98%) Homeowner's exemption | $429,765 (%) Land $67,305 Building $362,460 | $1,227,900 (-) Land $192,300 Building $1,035,600 |
| 2024 | $20,358.00 (+7.86%) Homeowner's exemption | $429,770 (+26.17%) Land $67,310 Building $362,460 | $1,227,900 (+26.17%) Land $192,300 Building $1,035,600 |
| 2023 | $18,874.00 (+1.63%) Homeowner's exemption | $340,620 (-) Land $52,150 Building $288,470 | |
| 2022 | $18,571.00 Homeowner's exemption | $340,620 Land $52,150 Building $288,470 | |
| 2021 | $973,200 Land $149,000 Building $824,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures