3609 Dorset Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3609 Dorset Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2022
Owner	2 Individual Names on Record
Last Sale	$353,839 (Jan 2022)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-00-04-061.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-04-061.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3609 DORSET CT
City	COVINGTON
State	KY
Zip	41015-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 15 LOT 61
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	15
Legal Lot Number	61
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3609 DORSET CT, COVINGTON, KY 41015-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Jul 30, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2022137
Deed Book / Page	143 / 817
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 1, 2026
Property Address	3609 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0000008687
Book / Page	421 / 828
Instrument Date	Mar 27, 2026
Instrument	20268687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 DORSET CT, COVINGTON, KY 41015-3500

Mortgage

Document Number	0000008687,
Date	May 1, 2026
Book Page	421/828
Instrument	20268687

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 1, 2022
Property Address	3609 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0005900057
Book / Page	145 / 854
Map Reference	CAB 1 PG 2251&2251A
Instrument Date	Jan 18, 2022
Instrument	22020105900057
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 DORSET COURT, INDEPENDENCE, KY 41051

Mortgage

Document Number	0005900058
Date	Feb 1, 2022
Book Page	333/245
Instrument	22020105900058

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2021
Property Address	3609 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0005900023
Book / Page	107 / 765
Map Reference	CAB 1 SL 2251&2251A
Instrument Date	Jul 1, 2021
Instrument	21073005900023
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 AMSTERDAM RD, VILLA HILLS, KY 41017-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (-) Land $45,000 Building $431,000	$476,000 (-) Land $45,000 Building $431,000
2025	$5,535.00 (-7.86%)	$476,000 (-) Land $45,000 Building $431,000	$476,000 (-) Land $45,000 Building $431,000
2023	$6,007.00	$476,000 Land $51,000 Building $425,000	$476,000 Land $51,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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