3608 Dorset Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3608 Dorset Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2023
Owner	2 Individual Names on File
Last Sale	$499,900 (May 2023)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`072-00-04-058.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-04-058.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3608 DORSET CT
City	COVINGTON
State	KY
Zip	41015-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 15 LOT 58
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	15
Legal Lot Number	58
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	65800

Owner

3608 Dorset Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3608 DORSET CT, COVINGTON, KY 41015-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Dec 14, 2021	Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Document Number	202313
Deed Book / Page	228 / 424
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3608 DORSET CT, COVINGTON, KY 41015-3500
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COURT ST 313, 313, BELLEAIR, FL 33756-5745

Mortgage

Document Number	0005900014
Date	May 26, 2023
Book Page	KCM 464/213
Instrument	23052605900014

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Dec 14, 2021
Property Address	3608 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0005900162
Book / Page	136 / 935
Instrument Date	Nov 24, 2021
Instrument	21121405900162
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$459.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 AMSTERDAM RD, VILLA HILLS, KY 41017-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3608 Dorset Ct was $5,242 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,900 (-) Land $45,000 Building $454,900	$499,900 (-) Land $45,000 Building $454,900
2025	$5,242.00 Homeowner's exemption	$499,900 Land $45,000 Building $454,900	$499,900 Land $45,000 Building $454,900
2023	$643.00	$51,000 Land $51,000	$51,000 Land $51,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3608 Dorset Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 Dorset Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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