3604 Dorset Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3604 Dorset Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2022
Owner	2 Company Names on Record
Last Sale	$436,914 (Jan 2022)
Tax Bill	$5,081 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-00-04-057.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-04-057.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3604 DORSET CT
City	COVINGTON
State	KY
Zip	41015-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 15 LOT 57
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	15
Legal Lot Number	57
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3604 DORSET CT, COVINGTON, KY 41015-3500
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	2022136
Deed Book / Page	145 / 630
Last Transfer Date	Dec 19, 2025
Transfer Doc	0000000444
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 9, 2026
Property Address	3604 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0000000444
Book / Page	KC 384 / 302
Map Reference	MB I-1202 PG 52
Instrument Date	Dec 19, 2025
Instrument	26059000000444
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 DORSET CT, COVINGTON, KY 41015-3500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3604 DORSET CT, COVINGTON, KY 41015-3500

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 31, 2022
Property Address	3604 DORSET CT, COVINGTON, KY 41015-3500
Document Number	0005900136
Book / Page	145 / 630
Map Reference	CAB 1 PG 2251&2251A
Instrument Date	Jan 18, 2022
Instrument	22013105900136
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3604 DORSET CT, COVINGTON, KY 41015-3500

Mortgage

Document Number	0005900137
Date	Jan 31, 2022
Instrument	22013105900137

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,900 (-) Land $45,000 Building $391,900	$436,900 (-) Land $45,000 Building $391,900
2025	$5,081.00 (-7.84%)	$436,900 (-) Land $45,000 Building $391,900	$436,900 (-) Land $45,000 Building $391,900
2023	$5,513.00	$436,900 Land $51,000 Building $385,900	$436,900 Land $51,000 Building $385,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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