Wake County property record for 3609 Cold Harbour Dr, Raleigh, NC 27610
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,438 sqft · built 2002 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2025) |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1732.04-91-8320-000 |
| Primary APN | 1732.04-91-8320-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,438 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 294 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0298868 |
|---|---|
| Street Address | 3609 COLD HARBOUR DR |
| City | RALEIGH |
| State | NC |
| Zip | 27610-6353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | LO148 BATTLE RIDGE SUB PH2 BM2002-945 |
| Legal Subdivision | BATTLE RIDGE SUB PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 148 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52810 |
Source: Wake County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3609 COLD HARBOUR DR, RALEIGH, NC 27610-6353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 3, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Aug 27, 2025 | Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Prior Transfer Date | Dec 4, 2007 |
| Prior Transfer Doc | 1286801394 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 3609 COLD HARBOUR DR, RALEIGH, NC 27610-6353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 19701/1273 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 19701/1273 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 2, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 27, 2025 |
| Property Address | 3609 COLD HARBOUR DR, RALEIGH, NC 27610-6353 |
| Document Number | 19997/1253 |
| Book / Page | 19997 / 1253 |
| Map Reference | MB 2002 PG 945-948 |
| Instrument Date | Aug 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3413 SUNBRIGHT LN, RALEIGH, NC 27610-6409 |
| Name | Verified Name |
|---|---|
| Address | 3609 COLD HARBOUR DR, RALEIGH, NC 27610-6353 |
| Document Number | 0199971255 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 19997/1255 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 26, 2019 |
| Property Address | 3609 COLD HARBOUR DR, RALEIGH, NC 27610-6353 |
| Document Number | 174240860 |
| Book / Page | 017424 / 000860 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3609 COLD HARBOUR DR RALEIGH NC 276106353, RALEIGH, NC 27610-6353 |
| Document Number | 174240862 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 017424/000862 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,720.00 (+38.78%) | $309,631 (+73.97%) Land $85,000 Building $224,631 | $309,631 (-) Land $85,000 Building $224,631 |
| 2024 | $309,631 (+73.97%) Land $85,000 Building $224,631 | ||
| 2023 | $1,960.00 | $177,983 Land $38,000 Building $139,983 | $177,983 Land $38,000 Building $139,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures