3601 Cold Harbour Dr, Raleigh, NC 27610 Property Records

Wake County property record for 3601 Cold Harbour Dr, Raleigh, NC 27610

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,080 sqft · built 2005
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Mar 2009)
Tax Bill$3,245 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Aug 2017 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN1732.04-91-7690-000

Property Details

APN / Parcel Number

Primary APN1732.04-91-7690-000
Alternative APNs
  • 1732.04-91-7690 0298870
  • 1732917690
  • 0298870

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,080 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area45,302 sqft (1.04 acres)
Garage Area80 sqft
PorchSlab
Porch Area80 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0298870
Street Address3601 COLD HARBOUR DR
CityRALEIGH
StateNC
Zip27610-6353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionLO150 BATTLE RIDGE SUB PH2 BM2002-00945
Legal SubdivisionBATTLE RIDGE SUB PH2
Legal Phase2
Legal Lot Number150
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group1
Census Block1000
Census Tract52810

Owner

Source: Wake County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3601 COLD HARBOUR DR, RALEIGH, NC 27610-6353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Loan Modification, Mortgage · FHA Mortgage
PHH MTG SVCS
Aug 21, 2017Loan Modification, Mortgage · FHA Mortgage
OCWEN LN SERVICING
Aug 11, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2009 · Amount on Record
Deed SaleMar 20, 2009 · Amount on Record
Prior SaleJun 11, 2008 · Amount on Record
Deed Book / Page13442 / 1208
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAKE NC
Property Address3601 COLD HARBOUR DR, RALEIGH, NC 27610-6353
Document Number178492435
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 COLD HARBOUR DR RALEIGH NC 276106353, RALEIGH, NC 27610-6353

Mortgage

Document Number178492435
DateMay 1, 2020
Book Page017849/002435
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416-9838
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate3.87%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAKE NC
Property Address3601 COLD HARBOUR DR, RALEIGH, NC 27610-6353
Document Number169200123
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 COLD HARBOUR DR RALEIGH NC 276106353, RALEIGH, NC 27610-6353

Mortgage

Document Number169200123
DateSep 26, 2017
Book Page016920/000123
Lender
NameOCWEN LN SERVICING
TypeFunding / Finance Company
AddressWEST PALM BEACH, FL 33407
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3601 COLD HARBOUR DR, RALEIGH, NC 27610-6353
Document Number169121255
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 COLD HARBOUR DR RALEIGH NC 276106353, RALEIGH, NC 27610-6353

Mortgage

Document Number169121255
DateSep 19, 2017
Book Page016912/001255
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,245.00 (+38.2%)$369,858 (+73.15%) Land $93,500 Building $276,358$369,858 (+73.15%) Land $93,500 Building $276,358
2023$2,348.00$213,606 Land $41,800 Building $171,806$213,606 Land $41,800 Building $171,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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