3605 Cold Harbour Dr, Raleigh, NC 27610 Property Records

Wake County property record for 3605 Cold Harbour Dr, Raleigh, NC 27610

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2025)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1732.04-91-8420-000`

Property Details

APN / Parcel Number

Primary APN	`1732.04-91-8420-000`
Alternative APNs	`1732.04-91-8420 0298869` `1732918420` `0298869`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Area	160 sqft
Porch	Open Porch
Porch Area	64 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0298869
Street Address	3605 COLD HARBOUR DR
City	RALEIGH
State	NC
Zip	27610-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LO149 BATTLE RIDGE SUB PH2 BM2002-00945
Legal Subdivision	BATTLE RIDGE SUB PH2
Legal Phase	2
Legal Lot Number	149
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1000
Census Tract	52810

Owner

Source: Wake County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3605 COLD HARBOUR DR, RALEIGH, NC 27610-6353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	202548744
Deed Book / Page	19987 / 1088
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	1235500740
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 28, 2017
Property Address	3605 COLD HARBOUR DR, RALEIGH, NC 27610-6353
Document Number	169230601
Book / Page	016923 / 000601
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 COLD HARBOUR DR RALEIGH NC 276106353, RALEIGH, NC 27610-6353

Mortgage

Document Number	169230603
Date	Sep 28, 2017
Book Page	016923/000603

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (+37.9%)	$348,601 (+72.75%) Land $85,000 Building $263,601	$348,601 (+72.75%) Land $85,000 Building $263,601
2023	$2,219.00	$201,800 Land $38,000 Building $163,800	$201,800 Land $38,000 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20