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3707 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 3707 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,060 sqft · built 1959
Lot Size0.242 acres (10,541 sqft)
OwnerIndividual Name on File
Last Sale$8,000 (Mar 2017)
Tax Bill$598 (2025)
Deeds & MortgagesSep 2026 Sale
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN15382-000-000

Property Details

APN / Parcel Number

Primary APN15382-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,541 sqft (0.242 acres)
Lot Dimensions120 ft deep x 88 ft wide
DrivewayDriveway
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address3707 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 4S 14W -184- BEG 151.375 W & 15 N OF SE COR OF NW1/4 OF SE1/4 TH W 87.375 N 119.86 E 87.375 S 120 TO POB ORB 3879 P 1434
Legal Range14W
Legal Township04S
Legal Section02
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3001
Census Tract1100

Owner

3707 E 8th St is owned and occupied by an individual who acquired it in September 2026.

Source: Bay County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3707 E 8TH ST, PANAMA CITY, FL 32401-5341
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2017 · Amount on File
Deed SaleMar 6, 2017 · Amount on File
Prior SaleFeb 15, 2011 · Amount on File
Deed Document Number201712307
Deed Book / Page3879 / 1434
Last Transfer DateSep 4, 2026
Transfer Doc0000055348
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 4, 2026
Property Address3707 E 8TH ST, PANAMA CITY, FL 32401-5341
Document Number0000055348
Book / Page5075 / 2396
Instrument DateSep 4, 2026
Instrument202655348
Transaction TypeTransfer
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 E 8TH ST, PANAMA CITY, FL 32401-5341

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 6, 2017
Property Address3707 E 8TH ST, PANAMA CITY, FL 32401-5341
Document Number0038791434
Book / Page003879 / 001434
Instrument DateMar 1, 2017
Instrument12307
Transaction TypeTransfer
Record UpdatedMay 23, 2017

Transaction

AmountAmount on Record
Tax$56.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 E 8TH ST PANAMA CITY BEACH FL 324015341, PANAMA CITY BEACH, FL 32401-5341

Tax Assessment & Valuation

The 2025 property tax bill for 3707 E 8th St was $598, up 1.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$598.00 (+1.36%) Homeowner's exemption$54,020 (+2.9%)$70,646 (+8.68%) Land $27,826 Building $42,820
2024$590.00 (+1.2%) Homeowner's exemption$52,498 (+3%)$65,002 (+10.49%) Land $24,552 Building $40,450
2023$583.00 (+6.97%) Homeowner's exemption$50,969 (+3%)$58,829 (+11.44%) Land $18,004 Building $40,825
2022$545.00 Homeowner's exemption$49,484$52,789 Land $15,549 Building $37,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3707 E 8th St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3707 E 8th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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