Hamilton County property record for 3608 Center St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,574 sqft · built 1948 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,000 (Jun 2019) |
| Tax Bill | $19,885 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0010-0043-00 |
| Primary APN | 527-0010-0043-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,574 sqft Living Area |
| Gross Area | 5,047 sqft |
| 1st Floor Area | 1,277 sqft |
| 2nd Floor Area | 1,852 sqft |
| Basement Area | 1,277 sqft |
| Finished Basement | 445 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3608 CENTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTER AVE 60 X 125 LOT 16 TOWN OF MARIEMONT SQ 18 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3608 Center St is owned and occupied by two individuals who bought it in June 2019.
Source: Hamilton County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 6, 2020 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Jun 13, 2019 | Warranty Deed, Transfer · ARM VALLEY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | Feb 22, 2005 |
| Deed Document Number | 201946448 |
| Deed Book / Page | 13938 / 570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 4, 2026 |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000073392 |
| Book / Page | 15744 / 1579 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202673392 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000073392, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 15744/1579 |
| Instrument | 202673392 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000082725 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 14739/1526 |
| Instrument | 2022-0082725 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Apr 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000110661 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 14064/00085 |
| Instrument | 2019-0110661 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000110660 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 14064/00062 |
| Instrument | 2019-0110660 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000069241 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3608 CENTER ST CINCINNATI OH 452274409, CINCINNATI, OH 45227-4409 |
| Document Number | 0000069241 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 014212/001766 |
| Instrument | 69241 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 13, 2019 |
| Property Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000046448 |
| Book / Page | 13938 / 00570 |
| Map Reference | MB 30 PG 37 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019-0046448 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,156.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3608 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000046449 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019-0046449 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
The 2025 property tax bill for 3608 Center St was $19,885, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,885.00 (+2.3%) | $282,426 (-) Land $97,675 Building $184,751 | $806,930 Land $279,070 Building $527,860 |
| 2024 | $19,437.00 (+8.42%) | $282,426 (-) Land $97,675 Building $184,751 | |
| 2023 | $17,927.00 (-6.72%) | $282,426 (+10.11%) Land $97,675 Building $184,751 | $806,930 Land $279,070 Building $527,860 |
| 2022 | $19,219.00 Homeowner's exemption | $256,491 Land $78,628 Building $177,863 | |
| 2020 | $732,830 Land $224,650 Building $508,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3608 Center St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3608 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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