Hamilton County property record for 3603 Center St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,342 sqft · built 1948 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Nov 2020) |
| Tax Bill | $14,167 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0010-0037-00 |
| Primary APN | 527-0010-0037-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,663 sqft |
| 1st Floor Area | 1,131 sqft |
| 2nd Floor Area | 1,211 sqft |
| Upper Floors Area | 152 sqft |
| Basement Area | 1,131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Material | Asphalt |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Deck Area | Deck Area |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3603 CENTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTER AVE 60 X 125 LOT 5 TOWN OF MARIEMONT BLK 34 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Block | 34 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3603 CENTER ST, CINCINNATI, OH 45227-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Nov 19, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 2020121831 |
| Deed Book / Page | 14299 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 3603 CENTER ST, CINCINNATI, OH 45227-4408 |
| Document Number | 0000054623 |
| Book / Page | 15702 / 434 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202654623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3603 CENTER ST, CINCINNATI, OH 45227-4408 |
| Document Number | 0000054623, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 15702/434 |
| Instrument | 202654623 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 10, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 19, 2020 |
| Property Address | 3603 CENTER ST, CINCINNATI, OH 45227-4408 |
| Document Number | 0000121831 |
| Book / Page | 014299 / 000417 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 121831 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3603 CENTER ST CINCINNATI OH 452274408, CINCINNATI, OH 45227-4408 |
| Document Number | 121832 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 014299/000419 |
| Instrument | 121832 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,167.00 (+2.3%) | $201,251 (+%) Land $97,675 Building $103,576 | $575,000 (-) Land $279,070 Building $295,930 |
| 2024 | $13,848.00 (+8.42%) | $201,249 (-) Land $97,674 Building $103,575 | |
| 2023 | $12,772.00 (-21.37%) | $201,249 (-7.18%) Land $97,674 Building $103,575 | $575,000 (-7.18%) Land $279,070 Building $295,930 |
| 2022 | $16,243.00 Homeowner's exemption | $216,819 Land $78,628 Building $138,191 | |
| 2020 | $619,480 Land $224,650 Building $394,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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