Hamilton County property record for 3604 Center St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,941 sqft · built 1948 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Jun 2026) |
| Tax Bill | $13,691 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0010-0045-00 |
| Primary APN | 527-0010-0045-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 2,993 sqft |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 1,109 sqft |
| Upper Floors Area | 180 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3604 CENTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTER AVE 60 X 125 LOT 14 TOWN OF MARIEMONT BL 35 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Block | 35 |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3604 Center St is owned and occupied by two individuals who bought it in June 2026.
Source: Hamilton County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS BANK |
| Feb 29, 2024 | Warranty Deed, Transfer |
| Mar 2, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Feb 29, 2024 · Amount on File |
| Deed Document Number | 202643313 |
| Deed Book / Page | 15679 / 659 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 0000026557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 3, 2026 |
| Property Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000043313 |
| Book / Page | 15679 / 659 |
| Instrument Date | May 26, 2026 |
| Instrument | 202643313 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000043314, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202643314 |
| Name | WILMINGTON SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000043315, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 15679/679 |
| Instrument | 202643315 |
| Name | WILMINGTON SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 29, 2024 |
| Property Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000013553 |
| Book / Page | 15113 / 1842 |
| Map Reference | MB 30 PG 37 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024-0013553 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 2, 2021 |
| Property Address | 3604 CENTER ST, CINCINNATI, OH 45227-4409 |
| Document Number | 0000026557 |
| Book / Page | 14365 / 2854 |
| Map Reference | MB 30 PG 37 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-0026557 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3604 Center St was $13,691, up 9.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,691.00 (+9.34%) | $189,876 (+%) Land $97,675 Building $92,201 | $542,500 Land $279,070 Building $263,430 |
| 2024 | $12,521.00 (+9.25%) Homeowner's exemption | $189,874 (-) Land $97,674 Building $92,200 | |
| 2023 | $11,461.00 (-14.36%) Homeowner's exemption | $189,874 (+1.28%) Land $97,674 Building $92,200 | $542,500 Land $279,070 Building $263,430 |
| 2022 | $13,382.00 Homeowner's exemption | $187,471 Land $78,628 Building $108,843 | |
| 2020 | $535,630 Land $224,650 Building $310,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3604 Center St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3604 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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