3607 Traverse Cir, Suffolk, VA 23435 Property Records

Suffolk City property record for 3607 Traverse Cir, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Aug 2022)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 3 more
APN	`12H2A40`

Property Details

APN / Parcel Number

Primary APN	`12H2A40`
Alternative APN	`304676400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,713 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304676400
Street Address	3607 TRAVERSE CIR
City	SUFFOLK
State	VA
Zip	23435-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	L.40,STEEPLECHASE, PHASE 2,SEC.A
Legal Subdivision	A STEEPLECHASE SD
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75203

Owner

3607 Traverse Cir is owned and occupied by two individuals who bought it in August 2022.

Source: Suffolk City records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	202211396
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 18, 2026
Property Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0000010295
Instrument Date	Aug 18, 2026
Instrument	202610295
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0000010295,
Date	Aug 18, 2026
Instrument	202610295

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0250013583
Date	Dec 1, 2025
Instrument	250013583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 1, 2022
Property Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0220011396
Instrument Date	Jul 12, 2022
Instrument	220011396
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, OHANA TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0220011397
Date	Aug 1, 2022
Instrument	220011397

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.88%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210012856
Date	Jul 20, 2021
Instrument	210012856

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	164 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 31, 2017
Property Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	170012475
Instrument Date	Oct 24, 2017
Instrument	170012475
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	170012476
Date	Oct 31, 2017
Instrument	170012476

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3607 Traverse Cir was $4,172, up 3.5% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$347,900 (+2.35%) Land $85,000 Building $262,900
2025	$4,172.00 (+3.55%)	$347,900 (+2.35%) Land $85,000 Building $262,900	$339,900 Land $85,000 Building $254,900
2024	$4,029.00 (+10.81%)	$339,900 (+1.89%) Land $85,000 Building $254,900
2023	$3,636.00	$333,600 Land $85,800 Building $247,800	$333,600 Land $85,800 Building $247,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3607 Traverse Cir; there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2005–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 Traverse Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Traverse Cir

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