3602 Traverse Cir, Suffolk, VA 23435 Property Records

Suffolk City property record for 3602 Traverse Cir, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2023)
Tax Bill	$4,151 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
APN	`12H2A43`

Property Details

APN / Parcel Number

Primary APN	`12H2A43`
Alternative APN	`304676700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,771 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	304676700
Street Address	3602 TRAVERSE CIR
City	SUFFOLK
State	VA
Zip	23435-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DEV OVERLAY
Legal Description	L.43,STEEPLECHASE, PHASE 2,SEC.A
Legal Subdivision	STEEPLECHASE
Legal Phase	2
Legal Lot Number	43
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75203

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3602 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	230006176
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 15, 2023
Property Address	3602 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0230006176
Instrument Date	Jun 12, 2023
Instrument	230006176
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0230006177
Date	Jun 15, 2023
Instrument	230006177

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 4, 2020
Property Address	3602 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	200015943
Instrument Date	Oct 28, 2020
Instrument	200015943
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	TITLEQUEST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	200015944
Date	Nov 4, 2020
Instrument	200015944

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$345,900 (+2.4%) Land $85,000 Building $260,900
2025	$4,151.00 (+3.59%)	$345,900 (+2.4%) Land $85,000 Building $260,900	$337,800 (+3.4%) Land $85,000 Building $252,800
2024	$4,007.00 (+12.52%)	$337,800 (+3.4%) Land $85,000 Building $252,800
2023	$3,561.00 (+3.49%)	$326,700 (+16.8%) Land $85,200 Building $241,500	$326,700 (+16.8%) Land $85,200 Building $241,500
2022	$3,441.00	$279,700 Land $85,200 Building $194,500	$279,700 Land $85,200 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2005–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Traverse Cir

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