3604 Traverse Cir, Suffolk, VA 23435 Property Records

Suffolk City property record for 3604 Traverse Cir, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1999
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2025)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Jun 2011 Mortgage Nov 2025 Sale & Mortgage + 4 more
APN	`12H2A42`

Property Details

APN / Parcel Number

Primary APN	`12H2A42`
Alternative APN	`304676600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	304676600
Street Address	3604 TRAVERSE CIR
City	SUFFOLK
State	VA
Zip	23435-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	L.42,STEEPLECHASE, PHASE 2,SEC.A
Legal Subdivision	A STEEPLECHASE
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75203

Owner

3604 Traverse Cir is owned and occupied by an individual who bought it in November 2025.

Source: Suffolk City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2011	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Nov 25, 2025	Bargain and Sale Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jun 21, 2023	Intrafamily Transfer, Transfer
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG HOME LOANS
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
May 15, 2015	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	May 12, 2023 · Amount on File
Deed Document Number	202513446
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0000006354
Record Updated	Oct 29, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011061300/99760
Date	Jun 13, 2011
Book Page	2011061300/99760

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.75%

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 25, 2025
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0250013446
Map Reference	CAB 2 SL 174A&B
Instrument Date	Nov 17, 2025
Instrument	250013446
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0250013447
Date	Nov 25, 2025
Instrument	250013447

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 21, 2023
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0230006354
Instrument Date	Jun 21, 2023
Instrument	230006354
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 12, 2023
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	0230004865
Instrument Date	May 9, 2023
Instrument	230004865
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	TITLE AGENT INC, TITLE & INK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	0230004866
Date	May 12, 2023
Instrument	230004866

Lender

Name	CMG HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 6, 2020
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	200008653
Instrument Date	Jun 10, 2020
Instrument	200008653
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216

Mortgage

Document Number	200008654
Date	Jul 6, 2020
Instrument	200008654

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 15, 2015
Property Address	3604 TRAVERSE CIR, SUFFOLK, VA 23435-3216
Document Number	1500/61327
Book / Page	1500 / 61327
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	150061328
Date	May 15, 2015
Instrument	1500/61328

Lender

Name	TIDEWATER HOME FUNDING LL

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	1500/61329
Date	May 18, 2015
Book Page	1500/61329

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Traverse Cir was $4,221, up 3.6% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$352,500 (+2.41%) Land $85,000 Building $267,500
2025	$4,221.00 (+3.58%)	$352,500 (+2.41%) Land $85,000 Building $267,500	$344,200 Land $85,000 Building $259,200
2024	$4,075.00 (+12.41%)	$344,200 (+3.49%) Land $85,000 Building $259,200
2023	$3,625.00 (+3.66%)	$332,600 (+16.78%) Land $84,800 Building $247,800	$332,600 (+16.78%) Land $84,800 Building $247,800
2022	$3,497.00	$284,800 Land $84,800 Building $200,000	$284,800 Land $84,800 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3604 Traverse Cir; there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2005–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Traverse Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Traverse Cir

Nearby Streets

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