36054 Shady Bluff Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 36054 Shady Bluff Loop, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,291 sqft · built 2008
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Nov 2007)
Tax Bill$1,948 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-21-0060-00300-0130

Property Details

APN / Parcel Number

Primary APN04-26-21-0060-00300-0130
Alternative APN
  • 0227708

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,291 sqft Living Area
Gross Area1,999 sqft
1st Floor Area1,291 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage Area479 sqft
DrivewayDriveway
Driveway Area413 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area229 sqft
Patio Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0227708
Street Address36054 SHADY BLUFF LOOP
CityZEPHYRHILLS
StateFL
Zip33541-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0PUD
Legal DescriptionSILVERADO - PHASE 1A PB 61 PG 071 BLOCK 3 LOT 13 OR 7693 PG 159
Legal Range21E
Legal Township26S
Legal Section04
Legal SubdivisionSILVERADO
Legal Phase1A
Legal Tract60
Legal Block3
Legal Lot Number13
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group3
Census Block3013
Census Tract32901

Owner

36054 Shady Bluff Loop is owned and occupied by an individual who bought it in November 2007.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address36054 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2007 · Amount on File
Deed SaleNov 20, 2007 · Amount on File
Deed Document Number2007191082
Deed Book / Page7693 / 0159
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address36054 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2706
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address36054 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2706

Mortgage

Document Number0103380269
DateMay 4, 2021
Book Page10338/269
Instrument2021089861
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 36054 Shady Bluff Loop was $1,948 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
MunicipalityZephyrhills City
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,948.00 Homeowner's exemption$124,560 Land $62,148 Building $62,412$212,604 Land $62,148 Building $150,456
2023$1,822.00 (+11.3%) Additional exemption filed$117,530 (+3%) Land $54,168 Building $63,362$211,919 (+24.09%) Land $54,168 Building $157,751
2022$1,637.00 Homeowner's exemption$114,110 Land $45,288 Building $68,822$170,781 Land $45,288 Building $125,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36054 Shady Bluff Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36054 Shady Bluff Loop is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, Hotwire Communications.

Nearby Properties on Shady Bluff Loop

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