36053 Shady Bluff Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 36053 Shady Bluff Loop, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,291 sqft · built 2008
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2019)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-21-0060-00200-0040`

Property Details

APN / Parcel Number

Primary APN	`04-26-21-0060-00200-0040`
Alternative APN	`0227602`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	1,999 sqft
1st Floor Area	1,291 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Area	479 sqft
Driveway	Driveway
Driveway Area	413 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	229 sqft
Patio Area	77 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0227602
Street Address	36053 SHADY BLUFF LOOP
City	ZEPHYRHILLS
State	FL
Zip	33541-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	SILVERADO - PHASE 1A PB 61 PG 071 BLOCK 2 LOT 4
Legal Range	21E
Legal Township	26S
Legal Section	04
Legal Subdivision	SILVERADO
Legal Phase	1A
Legal Tract	60
Legal Block	2
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3015
Census Tract	32901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36053 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL
Apr 10, 2017	Warranty Deed, Transfer · Conventional Mortgage SAN ANTONIO CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2019106314
Deed Book / Page	9927 / 2965
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 24, 2019
Property Address	36053 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2710
Document Number	0099272965
Book / Page	009927 / 002965
Instrument Date	Jun 20, 2019
Instrument	106314
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36053 SHADY BLUFF LOOP ZEPHYRHILLS FL 335412710, ZEPHYRHILLS, FL 33541-2710

Mortgage

Document Number	99272967
Date	Jun 24, 2019
Book Page	009927/002967
Instrument	106315

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 10, 2017
Property Address	36053 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2710
Document Number	0095232173
Book / Page	9523 / 2173
Map Reference	MB61 PG71-75
Instrument Date	Apr 7, 2017
Instrument	2017053214
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MERIDIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6628 BIRDIE CT, 6628, WESLEY CHAPEL, FL 33544-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36053 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2710

Mortgage

Document Number	2017053215
Date	Apr 10, 2017
Instrument	2017053215

Lender

Name	SAN ANTONIO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Zephyrhills City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+7.36%) Homeowner's exemption	$159,660 (+6.95%) Land $62,664 Building $96,996	$214,550 (+1.07%) Land $62,664 Building $151,886
2023	$2,556.00 (+10.51%) Additional exemption filed	$149,280 (+2.99%) Land $54,564 Building $94,716	$212,289 (+24.12%) Land $54,564 Building $157,725
2022	$2,313.00 Homeowner's exemption	$144,940 Land $45,564 Building $99,376	$171,031 Land $45,564 Building $125,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

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