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36048 Shady Bluff Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 36048 Shady Bluff Loop, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,118 sqft · built 2008
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$206,365 (May 2008)
Tax Bill$2,692 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-26-21-0060-00300-0140

Property Details

APN / Parcel Number

Primary APN04-26-21-0060-00300-0140
Alternative APNs
  • 2126040060003000140
  • 0227709

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,118 sqft Living Area
Gross Area2,518 sqft
1st Floor Area1,965 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area380 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address36048 SHADY BLUFF LOOP
CityZEPHYRHILLS
StateFL
Zip33541-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSILVERADO - PHASE 1A PB 61 PG 071 BLOCK 3 LOT 14 OR 7835 PG 1151
Legal Range21E
Legal Township26S
Legal Section04
Legal SubdivisionSILVERADO
Legal Tract60
Legal Block3
Legal Lot Number14
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group3
Census Block3013
Census Tract32901

Owner

Source: Pasco County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address36048 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2008 · Amount on Record
Deed SaleMay 13, 2008 · Amount on Record
Deed Document Number200871593
Deed Book / Page7835 / 1151
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateJun 17, 2026
Property Address36048 SHADY BLUFF LOOP, ZEPHYRHILLS, FL 33541-2706
Document Number0114412293
Book / Page11441 / 2293
Instrument DateJun 8, 2026
Instrument2026113656
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000113656,
DateJun 17, 2026
Book Page11441/2293
Instrument2026113656
Lender
NameGROW FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeBalloon
Rate6.37%
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
MunicipalityZephyrhills City
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,940 (+2.9%)$263,828 (-0.2%) Land $62,148 Building $201,680
2025$2,692.00 (+7.42%) Homeowner's exemption$157,380 (+7%) Land $62,148 Building $95,232$264,355 (-0.13%) Land $62,148 Building $202,207
2023$2,506.00 (+10.54%) Additional exemption filed$147,090 (+3%) Land $54,168 Building $92,922$264,686 (+24.49%) Land $54,168 Building $210,518
2022$2,267.00 Homeowner's exemption$142,810 Land $45,288 Building $97,522$212,613 Land $45,288 Building $167,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, Hotwire Communications.

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