3605 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3605 Tree Line Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1989
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$850 (2025)
Flood Zone	Zone X (minimal risk)
APN	`85746`

Property Details

APN / Parcel Number

Primary APN	`85746`
Alternative APN	`162630075500010480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,318 sqft Heated Area
Gross Area	1,766 sqft
1st Floor Area	1,318 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	338 sqft
Porch	Open Porch
Deck Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85746
Street Address	3605 TREE LINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 48
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	PINE CHASE EST
Legal Tract	755
Legal Block	1
Legal Lot Number	48
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

Source: Osceola County records · APN 85746

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3605 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 1999
Deed Sale	Feb 12, 1999
Prior Sale	Oct 19, 1998 · Amount on Record
Deed Document Number	0157700157
Deed Book / Page	01543 / 02742
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (+9.54%) Homeowner's exemption	$90,369 (+5.98%)	$261,100 (+8.52%) Land $70,000 Building $191,100
2023	$776.00 (+6.01%) Homeowner's exemption	$85,266 (+3%)	$240,600 (+3.75%) Land $55,000 Building $185,600
2022	$732.00 Homeowner's exemption	$82,783	$231,900 Land $55,000 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force 22 of 25 on primary residences

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.