3601 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3601 Tree Line Way, Saint Cloud, FL 34769 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,361 sqft · built 1990
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Aug 2010)
Tax Bill	$4 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0755-0001-0460`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0755-0001-0460`
Alternative APNs	`263016075500010460` `85744`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,361 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 84.5 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3601 TREE LINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 46
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	PINE CHASE ESTATES UNIT 1
Legal Tract	755
Legal Block	460
Legal Lot Number	46
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0755-0001-0460

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 24, 2021	Deed of Distribution, Transfer
Feb 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2010 · Amount on Record
Deed Sale	Aug 05, 2010 · Amount on Record
Prior Sale	Oct 06, 1997 · Amount on Record
Deed Document Number	2010111663
Deed Book / Page	4017 / 808
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508

Mortgage

Document Number	0068461318
Date	Sep 08, 2025
Book Page	6846/1318
Instrument	2025111621

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction Type	Mortgage
Record Updated	Apr 07, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508

Mortgage

Document Number	0061791031
Date	Mar 24, 2022
Book Page	6179/1031
Instrument	2022047496

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

August 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OSCEOLA FL
Recording Date	Aug 24, 2021
Property Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Document Number	0060290479
Book / Page	6029 / 479
Map Reference	MB 5 PG 169
Instrument Date	Aug 24, 2021
Instrument	2021131430
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3601 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051070213
Date	Feb 23, 2017
Book Page	5107/0213
Instrument	2017029605

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Veteran's exemption	$250,645 (+5.99%)	$257,900 (+8.04%) Land $70,000 Building $187,900
2024	$4.00
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$236,488 (+3%)	$238,700 (+3.96%) Land $55,000 Building $183,700
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,600 Land $55,000 Building $174,600	$229,600 Land $55,000 Building $174,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	100 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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