3603 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3603 Tree Line Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 1995
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on File
Last Sale	$129,000 (May 2004)
Tax Bill	$3,915 (2025)
Flood Zone	Zone X (minimal risk)
APN	`85745`

Property Details

APN / Parcel Number

Primary APN	`85745`
Alternative APN	`162630075500010470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Heated Area
Gross Area	1,713 sqft
1st Floor Area	1,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	420 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	468 sqft
Patio Area	288 sqft
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85745
Street Address	3603 TREE LINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 47
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	PINE CHASE EST
Legal Tract	755
Legal Block	1
Legal Lot Number	47
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

Source: Osceola County records · APN 85745

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	7121 PALOMINO TRL, WINSTON, GA 30187-5601

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2004 · Amount on Record
Deed Sale	May 26, 2004 · Amount on Record
Prior Sale	Feb 26, 2001
Deed Document Number	2004112827
Deed Book / Page	2523 / 2117
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (+15.15%)	$253,100 (+8.12%) Land $70,000 Building $183,100	$253,100 (+8.12%) Land $70,000 Building $183,100
2023	$3,400.00 (+7.53%)	$234,100 (+4%) Land $55,000 Building $179,100	$234,100 (+4%) Land $55,000 Building $179,100
2022	$3,162.00	$225,100 Land $55,000 Building $170,100	$225,100 Land $55,000 Building $170,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	100 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.