3604 Lake Garden Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3604 Lake Garden Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 1973
Lot Size0.224 acres (9,749 sqft)
Owner2 Company Names on Record
Last Sale$283,000 (Feb 2001)
Tax Bill$4,419 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN124-250-15-00

Property Details

APN / Parcel Number

Primary APN124-250-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,732 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area9,749 sqft (0.224 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3604 LAKE GARDEN DR
CityFALLBROOK
StateCA
Zip92028-8888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 23 TR 005411
Legal SubdivisionLIVE OAK ESTATES
Legal Tract005411
Legal Block1
Legal Lot Number23
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1009
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3604 LAKE GARDEN DR, FALLBROOK, CA 92028-8888
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Oct 1, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2001 · Amount on Record
Deed SaleFeb 22, 2001 · Amount on Record
Prior SaleApr 12, 2000 · Amount on Record
Deed Document Number2001101947
Last Transfer DateAug 13, 2020
Transfer Doc0000485335
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2020
Property Address3604 LAKE GARDEN DR, FALLBROOK, CA 92028-8888
Document Number0000485335
Map ReferenceDOC 125134
Instrument DateAug 13, 2020
Instrument2020-0485335
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 LAKE GARDEN DR, FALLBROOK, CA 92028-8888

Mortgage

Document Number0000485336
DateAug 26, 2020
Instrument2020-0485336
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2018
Property Address3604 LAKE GARDEN DR, FALLBROOK, CA 92028-8888
Document Number0000407166
Instrument DateAug 28, 2018
Instrument407166
Transaction TypeTransfer
Record UpdatedOct 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3604 LAKE GARDEN DR FALLBROOK CA 920288888, FALLBROOK, CA 92028-8888

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$434,938 (+2%) Land $199,795 Building $235,143
2025$4,419.00 (+4.17%)$426,411 (+4.04%) Land $195,878 Building $230,533
2023$4,242.00 (+1.78%) Homeowner's exemption$409,855 Land $188,273 Building $221,582
2022$4,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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