San Diego County property record for 3640 Lake Garden Dr, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1976 |
| Lot Size | 0.22 acres (9,571 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,209 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2019 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-250-18-00 |
| Primary APN | 124-250-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,602 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 9,571 sqft (0.22 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3640 LAKE GARDEN DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 26 TR 005411 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 005411 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18805 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Mar 4, 2019 | Deed of Trust, Mortgage · Line of Credit COMPASS BANK |
| Feb 16, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · VA Mortgage PERFORMANCE FINANCIAL INC |
| Oct 12, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Mar 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 9, 2018 | Affidavit of Death, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2021 |
| Deed Sale | Feb 16, 2021 |
| Prior Sale | Apr 26, 2013 · Amount on Record |
| Deed Document Number | 2021116791 |
| Prior Transfer Date | Dec 23, 2020 |
| Prior Transfer Doc | 0000116791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000170282 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0170282 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000076749 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019-0076749 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | OCEANSIDE, CA 92054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000116793 |
| Map Reference | MAP 5411 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021-0116793 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000116791 |
| Map Reference | MAP 5411 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021-0116791 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000116792 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0116792 |
| Name | PERFORMANCE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000472494 |
| Instrument Date | Oct 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3640 LAKE GARDEN DR FALLBROOK CA 920288888, FALLBROOK, CA 92028-8888 |
| Document Number | 0000472494 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 472494 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 16, 2020 |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000133598 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 133598 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3640 LAKE GARDEN DR FALLBROOK CA 920288888, FALLBROOK, CA 92028-8888 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 9, 2018 |
| Property Address | 3640 LAKE GARDEN DR, FALLBROOK, CA 92028-8888 |
| Document Number | 0000325936 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 325936 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1271 SOUTHHAMPTON ST SAN MARCOS CA 92069, SAN MARCOS, CA 92069 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,486 (+2%) Land $260,535 Building $153,951 | |
| 2025 | $4,209.00 (+4.16%) Homeowner's exemption | $406,360 (+4.04%) Land $255,427 Building $150,933 |
| 2023 | $4,041.00 (+1.76%) Homeowner's exemption | $390,582 Land $245,509 Building $145,073 |
| 2022 | $3,971.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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